Penobscot County and Bangor City property record for 44 Charles St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,386 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,500 (May 2017) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:032 L:073 |
| Primary APN | BANG M:032 L:073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,386 sqft Living Area |
| Gross Area | 2,724 sqft |
| 1st Floor Area | 742 sqft |
| Basement Area | 742 sqft |
| Unfinished Basement | 742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Gravity Furnace |
|---|
| Account Number | 2577 |
|---|---|
| Street Address | 44 CHARLES ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 73 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 500 |
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 CHARLES ST, BANGOR, ME 04401-4651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE |
| May 26, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage LENDUSA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on Record |
| Deed Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 201714964 |
| Deed Book / Page | 14496 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 44 CHARLES ST, BANGOR, ME 04401-4651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0162650066 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 16265/66 |
| Instrument | 37968 |
| Name | FIRST GUARANTY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | May 26, 2017 |
| Property Address | 44 CHARLES ST, BANGOR, ME 04401-4651 |
| Document Number | 0144960110 |
| Book / Page | 14496 / 0110 |
| Instrument | 000000014964 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000014965 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 000000014965 |
| Name | LENDUSA LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2047 |
| Document Number | 0144960111 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 14496/0111 |
| Instrument | 000000014965 |
| Name | LENDUSA LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 (-1.93%) | $157,700 (+2.8%) Land $13,500 Building $144,200 | |
| 2024 | $2,846.00 (+6.31%) | $153,400 (+9.73%) Land $13,500 Building $139,900 | $231,895 |
| 2023 | $2,677.00 (+4.08%) | $139,800 (+10.86%) Land $13,500 Building $126,300 | |
| 2022 | $2,572.00 | $126,100 Land $13,500 Building $112,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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