54 Charles St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 54 Charles St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3,240 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$2,290,000 (Nov 2013)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BANG M:032 L:076`

Property Details

APN / Parcel Number

Primary APN	`BANG M:032 L:076`
Alternative APN	`9169`

Interior

Stories	2 Stories
Building Area	3,240 sqft Living Area
1st Floor Area	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	9169
Street Address	54 CHARLES ST
City	BANGOR
State	ME
Zip	04401-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	76
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	5
Census Block	5009
Census Tract	500

Owner

54 Charles St is owned by a company that bought it in November 2013.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	54 CHARLES ST, BANGOR, ME 04401-4651
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2013 · Amount on File
Deed Sale	Nov 21, 2013 · Amount on File
Deed Document Number	201338200
Deed Book / Page	13401 / 0065
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	54 CHARLES ST, BANGOR, ME 04401-4651
Document Number	0154460205
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 206 BAR HARBOR ME 04609, BAR HARBOR, ME 04609

Mortgage

Document Number	0154460205
Date	Feb 21, 2020
Book Page	015446/000205
Instrument	4830

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	PO BOX 930, BANGOR, ME 04402-0930

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 54 Charles St was $4,487, down 1% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,487.00 (-1.04%)	$253,500 (+3.72%) Land $13,800 Building $239,700
2024	$4,534.00 (+5.22%)	$244,400 (+8.62%) Land $13,800 Building $230,600
2023	$4,309.00 (+1.75%)	$225,000 (+8.38%) Land $13,800 Building $211,200
2022	$4,235.00	$207,600 Land $13,800 Building $193,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20