57920 James Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 57920 James Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 2025
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Nov 2025)
Tax Bill	$689 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-078-042-00`

Property Details

APN / Parcel Number

Primary APN	`009-078-042-00`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	387 ft deep x 225 ft wide
Garage Area	676 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	57920 JAMES DR
City	THREE RIVERS
State	MI
Zip	49093-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 EBY RIVER SUB DIV SEC 10 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	10
Legal Subdivision	EBY RIVER SUB DIV
Legal Lot Number	42
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2009
Census Tract	40400

Owner

Source: St. Joseph County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18385 S RIVER RD, THREE RIVERS, MI 49093-8310
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 28, 2023	Warranty Deed, Transfer · Commercial Mortgage GREENSTONE FARM CREDIT SERVICES FLC
Sep 18, 2020	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Nov 12, 2024 · Amount on Record
Deed Document Number	20259361
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 26, 2025
Property Address	57920 JAMES DR, THREE RIVERS, MI 49093-8703
Document Number	2025009361
Map Reference	LB 5 PG 84
Instrument Date	Nov 25, 2025
Instrument	2025009361
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18781 WHISPERING PNES, WHITE PIGEON, MI 49099-7710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18385 S RIVER RD, THREE RIVERS, MI 49093-8310

Mortgage

Document Number	2025009362
Date	Nov 26, 2025
Instrument	2025009362

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 28, 2023
Property Address	THREE RIVERS, MI 49093
Document Number	2023006963
Map Reference	LB 5 PG 84
Instrument Date	Sep 26, 2023
Instrument	2023006963
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9405 2ND ST, MATTAWAN, MI 49071-9402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19771 M 60, THREE RIVERS, MI 49093-9138

Mortgage

Document Number	2023006964
Date	Sep 28, 2023
Instrument	2023006964

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC
Type	Subprime Lender

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Dec 1, 2028

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 18, 2020
Property Address	THREE RIVERS, MI 49093
Document Number	2020005745
Map Reference	LB 5 PG 84
Instrument Date	Aug 10, 2020
Instrument	2020005745
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4998 FLAMINGO DR, SAINT JAMES CITY, FL 33956-2838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9405 2ND ST, MATTAWAN, MI 49071-9402
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,400 (+915.89%) Land $19,200 Building $134,200	$306,800 (+915.89%) Land $38,400 Building $268,400
2025	$689.00 (+6.82%) Homeowner's exemption	$15,100 (+14.39%) Land $15,100	$30,200 (+14.39%) Land $30,200
2024	$645.00
2023		$13,200 Land $13,200	$26,400 Land $26,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Mercury Fiber, T-Mobile.

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