57860 James Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 57860 James Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,914 sqft · built 2024
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2025)
Tax Bill	$4,211 (2025)
Deeds & Mortgages	Apr 2024 Sale Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`009-078-028-00`

Property Details

APN / Parcel Number

Primary APN	`009-078-028-00`

Interior

Full Baths	1 Bath
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft
Basement Area	1,914 sqft
Unfinished Basement	1,914 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	479 ft deep x 200 ft wide
Garage Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	57860 JAMES DR
City	THREE RIVERS
State	MI
Zip	49093-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 EBYRIVER SUBDIV EXC SWLY 145 FT SEC 10 T6S R11W
Legal Range	11W
Legal Township	06S
Legal Section	10
Legal Subdivision	EBYRIVER SUBDIV
Legal Lot Number	28
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2009
Census Tract	40400

Owner

57860 James Dr is owned and occupied by two individuals who bought it in September 2025.

Source: St. Joseph County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7221 WOOD MEADOWS LN, FORT WAYNE, IN 46835-2783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Sep 18, 2020	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Apr 16, 2024 · Amount on File
Deed Document Number	20256913
Prior Transfer Date	Feb 10, 2007
Prior Transfer Doc	01423/0911
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 16, 2024
Property Address	THREE RIVERS, MI 49093
Document Number	2024002949
Map Reference	LB 5 PG 84
Instrument Date	Apr 11, 2024
Instrument	2024002949
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9405 2ND ST, MATTAWAN, MI 49071-9402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60771 LUTZ RD, THREE RIVERS, MI 49093-9310

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 18, 2020
Property Address	THREE RIVERS, MI 49093
Document Number	2020005745
Map Reference	LB 5 PG 84
Instrument Date	Aug 10, 2020
Instrument	2020005745
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4998 FLAMINGO DR, SAINT JAMES CITY, FL 33956-2838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9405 2ND ST, MATTAWAN, MI 49071-9402
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 57860 James Dr was $4,211 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,500 (+67.39%) Land $19,500 Building $135,000	$309,000 (+67.39%) Land $39,000 Building $270,000
2025	$4,211.00 Homeowner's exemption	$92,300 Land $17,300 Building $75,000	$184,600 Land $34,600 Building $150,000
2023		$18,700 Land $18,700	$37,400 Land $37,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 57860 James Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57860 James Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Mercury Fiber, T-Mobile.

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