57885 James Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 57885 James Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1998
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Jul 2010)
Tax Bill	$658 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`009-078-027-10`

Property Details

APN / Parcel Number

Primary APN	`009-078-027-10`

Interior

Full Baths	2 Baths
Building Area	1,344 sqft Building Perimeter
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	184 ft deep x 130 ft wide
Garage Area	514 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	57885 JAMES DR
City	THREE RIVERS
State	MI
Zip	49093-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 130 FT OF LOT 27 EBY RIVER SUB IN SW 1/4 SEC 10 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	10
Legal Subdivision	EBYRIVER
Legal Lot Number	27
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2006
Census Tract	40400

Owner

Source: St. Joseph County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	57885 JAMES DR, THREE RIVERS, MI 49093-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2010 · Amount on Record
Deed Sale	Jul 19, 2010 · Amount on Record
Prior Sale	Mar 28, 2008 · Amount on Record
Deed Book / Page	1580 / 831
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	57885 JAMES DR, THREE RIVERS, MI 49093-8702
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57885 JAMES DR, THREE RIVERS, MI 49093-8702

Mortgage

Document Number	2022002893
Date	Apr 5, 2022
Instrument	2022002893

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	57885 JAMES DR, THREE RIVERS, MI 49093-8702
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1973/0254
Date	Sep 4, 2019
Book Page	1973/0254

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,500	$221,000
2025	$658.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Mercury Broadband, T-Mobile USA.

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