San Diego County property record for 5791 Rutgers Rd, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,567 sqft · built 2005 |
| Lot Size | 0.429 acres (18,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Aug 2015) |
| Tax Bill | $24,936 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-212-01-00 |
| Primary APN | 358-212-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,567 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 18,700 sqft (0.429 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5791 RUTGERS RD |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-7829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-4 |
| Legal Description | LOT 1 TR 003966 |
| Legal Subdivision | LA JOLLA PALISADES |
| Legal Tract | 003966 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 8310 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5791 RUTGERS RD, LA JOLLA, CA 92037-7829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 17, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage POINT LOMA CU |
| Jul 23, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2015 · Amount on Record |
| Deed Sale | Aug 3, 2015 · Amount on Record |
| Prior Sale | Jan 28, 1999 · Amount on Record |
| Deed Document Number | 2015409486 |
| Prior Transfer Date | Mar 29, 1995 |
| Prior Transfer Doc | 0000192316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5791 RUTGERS RD, LA JOLLA, CA 92037-7829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5791 RUTGERS RD, LA JOLLA, CA 92037-7829 |
| Document Number | 0000171237 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-0171237 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5791 RUTGERS RD, LA JOLLA, CA 92037-7829 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 5791 RUTGERS RD, LA JOLLA, CA 92037-7829 |
| Document Number | 0000184114 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-0184114 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5791 RUTGERS RD, LA JOLLA, CA 92037-7829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000123085 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 2017-0123085 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5791 RUTGERS RD, LA JOLLA, CA 92037-7829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000251897 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 2017-0251897 |
| Name | POINT LOMA CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jul 1, 2029 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 23, 2019 |
| Property Address | 5791 RUTGERS RD, LA JOLLA, CA 92037-7829 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 297127 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 31, 2019 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5791 RUTGERS RD LA JOLLA CA 920377829, LA JOLLA, CA 92037-7829 |
| Document Number | 0000297127 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 297127 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,994,478 (+2%) Land $1,521,413 Building $473,065 | |
| 2025 | $24,936.00 (+8.55%) Homeowner's exemption | $1,955,372 (+4.04%) Land $1,491,582 Building $463,790 |
| 2023 | $22,972.00 (+2.74%) Homeowner's exemption | $1,879,445 Land $1,433,663 Building $445,782 |
| 2022 | $22,360.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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