5771 Rutgers Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5771 Rutgers Rd, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,010 sqft · built 1980
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$3,100,000 (Sep 2021)
Tax Bill$41,719 (2025)
Deeds & MortgagesSep 2021 Sale
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN358-212-09-00

Property Details

APN / Parcel Number

Primary APN358-212-09-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,010 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialWood Siding
Roof MaterialWood Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5771 RUTGERS RD
CityLA JOLLA
StateCA
Zip92037-7829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-4
Legal DescriptionLOT 4 LOT 3 & NWLY 20 FT OF TR 003966
Legal SubdivisionLA JOLLA PALISADES
Legal Tract003966
Legal Block3
Legal Lot Number4,3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2309
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Grant Deed, Transfer
LAWYERS TITLE
Apr 8, 2021Grant Deed, Transfer · Commercial Mortgage
MERCHANTS FUNDING AZ LLC
Mar 4, 2020Intrafamily Transfer, Transfer · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Dec 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
URBACH ROOFING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2021 · Amount on Record
Deed SaleSep 13, 2021 · Amount on Record
Prior SaleApr 8, 2021 · Amount on Record
Deed Document Number2021644296
Prior Transfer DateFeb 4, 2020
Prior Transfer Doc0000112622
Record UpdatedOct 29, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 13, 2021
Property Address5771 RUTGERS RD, LA JOLLA, CA 92037-7829
Document Number0000644296
Map ReferenceMAP 3966
Instrument DateAug 27, 2021
Instrument2021-0644296
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2309

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 8, 2021
Property Address5771 RUTGERS RD, LA JOLLA, CA 92037-7829
Document Number0000275183
Map ReferenceMAP 3966
Instrument DateFeb 2, 2021
Instrument2021-0275183
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8775 PRODUCTION AVE STE B, B, SAN DIEGO, CA 92121-2262

Mortgage

Document Number0000275184
DateApr 8, 2021
Instrument2021-0275184
Lender
NameMERCHANTS FUNDING AZ LLC
TypeLending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 4, 2020
Property Address5771 RUTGERS RD, LA JOLLA, CA 92037-7829
Document Number0000112622
Map ReferenceMAP 3966
Instrument DateFeb 4, 2020
Instrument2020-0112622
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5771 RUTGERS RD, LA JOLLA, CA 92037-7829

Mortgage

Document Number0000112623
DateMar 4, 2020
Instrument2020-0112623
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5771 RUTGERS RD, LA JOLLA, CA 92037-7829
Document Number0000028219
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5771 RUTGERS RD LA JOLLA CA 920377829, LA JOLLA, CA 92037-7829

Mortgage

Document Number0000028219
DateJan 25, 2019
Instrument28219
Lender
NameURBACH ROOFING INC
Address445 PRODUCTION ST, SAN MARCOS, CA 92078-4357
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,355,537 (+2%) Land $2,776,437 Building $579,100
2025$41,719.00 (+7.61%)$3,289,744 (+4.04%) Land $2,721,998 Building $567,746
2023$38,770.00 (+2.73%)$3,162,000 Land $2,616,300 Building $545,700
2022$37,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1978–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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