San Diego County property record for 5780 Rutgers Rd, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,654 sqft · built 2010 |
| Lot Size | 0.28 acres (12,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,000,000 (Sep 2020) |
| Tax Bill | $54,643 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2022 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-211-06-00 |
| Primary APN | 358-211-06-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,654 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 12,200 sqft (0.28 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5780 RUTGERS RD |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-4 |
| Legal Description | LOT 61 TR 003966 |
| Legal Subdivision | LA JOLLA PALISADES |
| Legal Tract | 003966 |
| Legal Block | 3 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 8310 |
Source: San Diego County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUORUM FEDERAL CU |
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 23, 2026 | Grant Deed, Transfer · Construction Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Sep 25, 2020 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Nov 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LYDON FAMILY TRUST (PT) |
| Nov 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 23, 2017 | Grant Deed, Transfer LYDON FAMILY TRUST (PT) |
| May 23, 2017 | Quit Claim Deed, Transfer LAWYERS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on Record |
| Deed Sale | Sep 25, 2020 · Amount on Record |
| Prior Sale | May 23, 2017 · Amount on Record |
| Deed Document Number | 2020572008 |
| Last Transfer Date | Jun 9, 2026 |
| Transfer Doc | 0000178588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | STEWART TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000788699 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021-0788699 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Investor | Possibly a Property Investor |
| Document Number | 0000291933 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-0291933 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | May 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2026 |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000178588 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026178588 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Investor | Possibly a Property Investor |
| Document Number | 0000178589, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026178589 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Nov 1, 2026 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 7, 2021 |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000700299 |
| Map Reference | MAP 3966 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-0700299 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000700300 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-0700300 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2020 |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000572008 |
| Map Reference | MAP 3966 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2020-0572008 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5780 RUTGERS ROAD, LA MESA, CA 92028 |
| Document Number | 0000572009 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020-0572009 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Number | 0000572010 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020-0572010 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000481383 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5780 RUTGERS RD LA JOLLA CA 920377830, LA JOLLA, CA 92037-7830 |
| Document Number | 0000481383 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 481383 |
| Name | LYDON FAMILY TRUST (PT) |
|---|---|
| Address | 30902 COLONIAL PL, LAGUNA NIGUEL, CA 92677-2433 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 16, 2018 |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000477752 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 477752 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17755 RALPHS RANCH RD SAN DIEGO CA 921277617, SAN DIEGO, CA 92127-7617 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 23, 2017 |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000231905 |
| Instrument Date | May 18, 2017 |
| Instrument | 231905 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,952.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 17755 RALPHS RANCH RD SAN DIEGO CA 921277617, SAN DIEGO, CA 92127-7617 |
| Document Number | 231907 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 231907 |
| Name | LYDON FAMILY TRUST (PT) |
|---|---|
| Address | 30902 COLONIA PL, LAGUNA NIGUEL, CA 92677 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 23, 2017 |
| Property Address | 5780 RUTGERS RD, LA JOLLA, CA 92037-7830 |
| Document Number | 0000231906 |
| Instrument Date | May 17, 2017 |
| Instrument | 231906 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 17755 RALPHS RANCH RD SAN DIEGO CA 921277617, SAN DIEGO, CA 92127-7617 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,416,320 (+2%) Land $3,091,425 Building $1,324,895 | |
| 2025 | $54,643.00 (+7.29%) Homeowner's exemption | $4,329,726 (+4.04%) Land $3,030,809 Building $1,298,917 |
| 2023 | $50,931.00 (+2.74%) Homeowner's exemption | $4,161,600 Land $2,913,120 Building $1,248,480 |
| 2022 | $49,575.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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