Lapeer County property record for 5653 Pratt Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,722 sqft · built 1993 |
| Lot Size | 10 acres (437,778 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,397 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-007-003-50 |
| Primary APN | 010-007-003-50 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,722 sqft Living Area |
| 1st Floor Area | 2,089 sqft |
| Basement Area | 2,089 sqft |
| Unfinished Basement | 2,089 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 437,778 sqft (10 acres) |
| Garage Area | 687 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 5653 PRATT RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEG AT PT OF N LINE OF SEC 7; E 993.57 FT FROM N 1/4 SEC; TH 300 FT ALONG N SEC LINE; TH S 00 DEG 00'43 1326.62 FT; TH N 89 |
| Legal Range | 09E |
| Legal Township | 06N |
| Legal Section | 07 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 342000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5653 PRATT RD, LAPEER, MI 48446-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 7, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance KAYE FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5653 PRATT RD, LAPEER, MI 48446-9740 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5653 PRATT RD, LAPEER, MI 48446-9740 |
| Document Number | 0031680667 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 3168/667 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5653 PRATT RD, LAPEER, MI 48446-9740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029830123 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 2983/123 |
| Name | KAYE FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Goodrich Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,400 (+10.24%) | $768,800 (+10.24%) | |
| 2025 | $6,397.00 (+14.15%) Homeowner's exemption | $348,700 (+16.04%) | $697,400 (+16.04%) |
| 2023 | $300,500 | $601,000 | |
| 2022 | $5,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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