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5776 Rock Spray Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5776 Rock Spray Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,336 sqft · built 2000
Lot Size0.033 acres (1,440 sqft)
OwnerIndividual Name on File
Last Sale$261,500 (Mar 2020)
Tax Bill$3,465 (2025)
Deeds & MortgagesJul 2021 Second Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-569963

Property Details

APN / Parcel Number

Primary APN28-569963
Alternative APN
  • 569963

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,336 sqft Living Area
1st Floor Area696 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,440 sqft (0.033 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number569963
Street Address5776 ROCK SPRAY CT
CityFREDERICK
StateMD
Zip21703-7241
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 20 SECTION 26 1440 SQ FT MOUNTAIN VILLAGE
Legal SubdivisionMOUNTAIN VILLAGE
Legal Lot Number20
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2010
Census Tract751003

Owner

5776 Rock Spray Ct, a townhouse, is owned and occupied by an individual who bought it in March 2020.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address5776 ROCK SPRAY CT, FREDERICK, MD 21703-7241
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BRANCH BANKING AND TRUST CO
Mar 19, 2020Deed, Transfer · FHA Mortgage
HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2020 · Amount on File
Deed SaleMar 19, 2020 · Amount on File
Deed Book / Page13599 / 124
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5776 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5776 ROCK SPRAY CT, FREDERICK, MD 21703-7241

Mortgage

Document Number0150760130
DateJul 8, 2021
Book Page15076/130
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressGREENVILLE, SC 29607
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term346 Months
DueMay 1, 2050

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 19, 2020
Property Address5776 ROCK SPRAY CT, FREDERICK, MD 21703-7241
Document Number0135990124
Book / Page13599 / 124
Map ReferenceMB 44 PL 100
Instrument DateMar 6, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$653.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5776 ROCK SPRAY CT, FREDERICK, MD 21703-7241

Mortgage

Document Number135990131
DateMar 19, 2020
Instrument13599/0131
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5776 Rock Spray Ct was $3,465.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,500$324,700 Land $100,000 Building $224,700
2025$3,465.00
2023$2,869.00$237,333$276,400 Land $80,000 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5776 Rock Spray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5776 Rock Spray Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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