Osceola County property record for 5780 Stephens Rd, Saint Cloud, FL 34771 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,099 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $548,200 (2024) |
| Tax Bill | $3,828.00 (2024) |
| Primary APN | 04-25-31-3493-0001-2490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 2,830 sqft Gross Area |
| 1st Floor | 2,099 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached Garage |
| Garage Area | 396 sqft Garage |
| Porch Area | 225 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 5780 STEPHENS RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8458 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRIDGEWALK PH 1B 2A & 2B PB 32 PGS 143-147 LOT 249 |
| Legal Subdivision | BRIDGEWALK PHASE 16 2A AND 26 |
| Legal Lot Number | 249 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43700 |
Source: Osceola County records · APN 04-25-31-3493-0001-2490
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5780 STEPHENS RD, SAINT CLOUD, FL 34771-8458 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 04, 2024 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2024 · Amount on Record |
| Deed Sale | Mar 04, 2024 · Amount on Record |
| Deed Doc Number | 202427640 |
| Deed Book / Page | 6558 / 2185 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5780 STEPHENS RD, SAINT CLOUD, FL 34771-8458 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5780 STEPHENS RD, SAINT CLOUD, FL 34771-8458 |
| Document Number | 0068911084 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 6891/1084 |
| Instrument | 2025150731 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 04, 2024 |
| Property Address | 5780 STEPHENS RD, SAINT CLOUD, FL 34771-8458 |
| Document Number | 0065582185 |
| Book / Page | 6558 / 2185 |
| Map Reference | MB 32 PG 143 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024027640 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,837.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 5780 STEPHENS RD, SAINT CLOUD, FL 34771-8458 |
| Document Number | 2024027641 |
|---|---|
| Date | Mar 04, 2024 |
| Instrument | 2024027641 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,860.00 (-25.29%) | $429,800 (+473.07%) Land $90,000 Building $339,800 | $429,800 (+473.07%) Land $90,000 Building $339,800 |
| 2024 | $3,828.00 (+76.65%) | ||
| 2023 | $2,167.00 (+1,221.34%) | $75,000 (+535.59%) Land $75,000 | $75,000 (+535.59%) Land $75,000 |
| 2022 | $164.00 | $11,800 Land $11,800 | $11,800 Land $11,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 107 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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