5779 Stephens Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5779 Stephens Rd, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2024
Square Footage	3,798 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$727,000 (2024)
Tax Bill	$12,214.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-25-31-3493-0001-2310`
Alternative APN	`253104349300012310`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,798 sqft Living Area
Gross Area	4,804 sqft Gross Area
1st Floor	1,612 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached Garage
Garage Area	669 sqft Garage
Porch Area	270 sqft Porch

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Street Address	5779 STEPHENS RD
City	SAINT CLOUD
State	FL
Zip	34771-8459
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BRIDGEWALK PH 1B 2A & 2B PB 32 PGS 143-147 LOT 231
Legal Subdivision	BRIDGEWALK PHASE 1B 2A 2B
Legal Lot Number	231
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43700

Owner

Source: Osceola County records · APN 04-25-31-3493-0001-2310

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5779 STEPHENS RD, SAINT CLOUD, FL 34771-8459
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Deed Doc Number	202445947
Deed Book / Page	6580 / 635
Record Refreshed	Sep 20, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 10, 2024
Property Address	5779 STEPHENS RD, SAINT CLOUD, FL 34771-8459
Document Number	0065800635
Book / Page	6580 / 635
Map Reference	MB 32 PG 143
Instrument Date	Apr 05, 2024
Instrument	2024045947
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,089.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5779 STEPHENS RD, SAINT CLOUD, FL 34771-8459

Mortgage

Document Number	0006580639
Date	Apr 10, 2024
Instrument	6580/639

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,214.00 (+410.83%)	$650,700 (+767.6%) Land $90,000 Building $560,700	$650,700 (+767.6%) Land $90,000 Building $560,700
2023	$2,391.00 (+1,357.93%)	$75,000 (+535.59%) Land $75,000	$75,000 (+535.59%) Land $75,000
2022	$164.00	$11,800 Land $11,800	$11,800 Land $11,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft

Wildfire

Wildfire Risk	Very High above 91% of the US · above 84% of Florida
Wildfire Likelihood	About 1 in 99 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.