Osceola County property record for 5773 Stephens Rd, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,427 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $590,000 (2024) |
| Tax Bill | $4,719.00 (2024) |
| Primary APN | 04-25-31-3493-0001-2320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,427 sqft Living Area |
| Gross Area | 3,419 sqft Gross Area |
| 1st Floor | 2,427 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached Garage |
| Garage Area | 667 sqft Garage |
| Porch Area | 325 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 5773 STEPHENS RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8459 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRIDGEWALK PH 1B 2A & 2B PB 32 PGS 143-147 LOT 232 |
| Legal Subdivision | BRIDGEWALK PHASE 1B 2A 2B |
| Legal Lot Number | 232 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43700 |
Source: Osceola County records · APN 04-25-31-3493-0001-2320
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5773 STEPHENS RD, SAINT CLOUD, FL 34771-8459 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Apr 29, 2024 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on Record |
| Deed Sale | Apr 29, 2024 · Amount on Record |
| Deed Doc Number | 202454828 |
| Deed Book / Page | 6590 / 1668 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 5773 STEPHENS RD, SAINT CLOUD, FL 34771-8459 |
| Document Number | 0000053103 |
| Book / Page | 6959 / 856 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202653103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 5773 STEPHENS RD, SAINT CLOUD, FL 34771-8459 |
| Document Number | 0000053103, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 6959/856 |
| Instrument | 202653103 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 29, 2024 |
| Property Address | 5773 STEPHENS RD, SAINT CLOUD, FL 34771-8459 |
| Document Number | 0065901668 |
| Book / Page | 6590 / 1668 |
| Map Reference | MB 32 PG 143 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2024054828 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 5773 STEPHENS RD, SAINT CLOUD, FL 34771-8459 |
| Document Number | 2024054829 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 2024054829 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,952.00 (+110.89%) | $487,453 (+549.94%) | $489,900 (+553.2%) Land $90,000 Building $399,900 |
| 2024 | $4,719.00 (+97.37%) | ||
| 2023 | $2,391.00 (+1,357.93%) | $75,000 (+535.59%) Land $75,000 | $75,000 (+535.59%) Land $75,000 |
| 2022 | $164.00 | $11,800 Land $11,800 | $11,800 Land $11,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Wildfire Risk | Very High above 91% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 99 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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