578 Pearse Rd, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 578 Pearse Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,179 sqft · built 1939
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Trust Names on File
Last Sale	$175,001 (Feb 2016)
Tax Bill	$6,228 (2026)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 7.3-1-17.2`

Property Details

APN / Parcel Number

Primary APN	`012689 7.3-1-17.2`
Alternative APNs	`268900700300010170020000` `00700300010170020000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,179 sqft Living Area
1st Floor Area	1,583 sqft
Upper Floors Area	596 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	375 sqft
Shed	1 Shed
Shed Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700300010170020000
Street Address	578 PEARSE RD
City	SCHENECTADY
State	NY
Zip	12309-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-586 E-397 S-27-99
Legal Block	1
Legal Lot Number	17.002
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3009
Census Tract	13802

Owner

578 Pearse Rd is held in a trust since March 2018.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	578 PEARSE RD, SCHENECTADY, NY 12309-2906
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2016 · Amount on File
Deed Sale	Feb 23, 2016 · Amount on File
Prior Sale	Sep 15, 2015 · Amount on File
Deed Document Number	20163998
Last Transfer Date	Mar 16, 2018
Transfer Doc	0000006552
Record Updated	Oct 29, 2026

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Mar 26, 2018
Property Address	578 PEARSE RD, SCHENECTADY, NY 12309-2906
Document Number	0000006552
Instrument Date	Mar 16, 2018
Instrument	R2018-06552
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	578 PEARSE RD, 578, SCHENECTADY, NY 12309-2906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 PEARSE RD, SCHENECTADY, NY 12309-2906

Mortgage

Document Number	0000006553
Date	Mar 26, 2018
Instrument	R2018-06553

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 578 Pearse Rd was $6,228, down 3.2% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,228.00 (-3.19%)
2025	$6,433.00	$135,000 Land $33,700 Building $101,300	$308,900 Land $77,111 Building $231,789
2023		$135,000 (-) Land $33,700 Building $101,300	$264,700 (+9.31%) Land $66,077 Building $198,623
2022		$135,000 Land $33,700 Building $101,300	$242,152 Land $60,448 Building $181,704
2021	$5,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 578 Pearse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 578 Pearse Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880