572 Pearse Rd, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 572 Pearse Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,876 sqft · built 2003
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (May 2003)
Tax Bill	$9,312 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 7.3-1-7.1`

Property Details

APN / Parcel Number

Primary APN	`012689 7.3-1-7.1`
Alternative APNs	`268900700300010070010000` `00700300010070010000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	946 sqft
2nd Floor Area	930 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700300010070010000
Street Address	572 PEARSE RD
City	SCHENECTADY
State	NY
Zip	12309-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Subdivision	LANDS OF DEGEORGE PEARSE ROAD
Legal Block	1
Legal Lot Number	7.001
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3009
Census Tract	13802

Owner

572 Pearse Rd is owned and occupied by two individuals who bought it in May 2003.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	572 PEARSE RD, SCHENECTADY, NY 12309-2906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2003 · Amount on File
Deed Sale	May 1, 2003 · Amount on File
Deed Book / Page	2734 / 1118
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	572 PEARSE RD, SCHENECTADY, NY 12309-2906
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 PEARSE RD, SCHENECTADY, NY 12309-2906

Mortgage

Document Number	0000004251
Date	Nov 10, 2021
Instrument	R2021-34251

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 572 Pearse Rd was $9,312 with exemptions applied, up 4.8% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,312.00 (+4.79%) Homeowner's exemption Veteran's exemption
2025	$8,886.00 Homeowner's exemption Veteran's exemption	$210,000 Land $52,500 Building $157,500	$480,500 Land $120,125 Building $360,375
2023		$210,000 (-) Land $52,500 Building $157,500	$411,800 (+9.32%) Land $102,950 Building $308,850
2022		$210,000 Land $52,500 Building $157,500	$376,682 Land $94,170 Building $282,512
2021	$7,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 572 Pearse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 572 Pearse Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880