Albany County and Colonie Town property record for 577 Pearse Rd, Schenectady, NY 12309 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,080 sqft · built 1985 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Feb 2002) |
| Tax Bill | $9,706 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 7.3-1-5.1 |
| Primary APN | 012689 7.3-1-5.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 1,040 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Detached |
| Garage Area | 1,551 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Porch |
| Porch Area | 428 sqft |
| Patio Area | 20 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00700300010050010000 |
|---|---|
| Street Address | 577 PEARSE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N-TWN LINE E-PEARSE RD S-29-90 |
| Legal Block | 1 |
| Legal Lot Number | 5.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 7.3-1-5.1
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 577 PEARSE RD, SCHENECTADY, NY 12309-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2020 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Jan 03, 2020 | Loan Modification, Mortgage · Conventional Mortgage SUNMARK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2002 · Amount on Record |
| Deed Sale | Feb 20, 2002 · Amount on Record |
| Prior Sale | Jan 28, 1999 · Amount on Record |
| Deed Book / Page | 2702 / 1035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 577 PEARSE RD, SCHENECTADY, NY 12309-2905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002366 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | R2020-02366 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 577 PEARSE RD, SCHENECTADY, NY 12309-2905 |
| Document Number | 0000002367 |
| Instrument Date | Jan 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 577 PEARSE RD SCHENECTADY NY 123092905, SCHENECTADY, NY 12309-2905 |
| Document Number | 0000002367 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2367 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,706.00 (+13.23%) Homeowner's exemption | $218,000 (-) Land $54,500 Building $163,500 | $498,900 (+16.7%) Land $124,725 Building $374,175 |
| 2023 | $218,000 (-) Land $54,500 Building $163,500 | $427,500 (+9.33%) Land $106,875 Building $320,625 | |
| 2022 | $218,000 Land $54,500 Building $163,500 | $391,031 Land $97,758 Building $293,273 | |
| 2021 | $8,572.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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