578 Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 578 Main St, Gardner, MA 01440

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 4,536 sqft · built 1880
Lot Size	0.239 acres (10,400 sqft)
Owner	Company Name on Record
Tax Bill	$3,606 (2026)
Deeds & Mortgages	Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:R-20 B:0057 L:0016`

Property Details

APN / Parcel Number

Primary APN	`M:R-20 B:0057 L:0016`
Alternative APN	`GARD M:R22 B:23 L:16`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,536 sqft Total Area
Gross Area	4,560 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,400 sqft (0.239 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	578 MAIN ST
City	GARDNER
State	MA
Zip	01440-3039
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Block	23
Legal Lot Number	16
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1014
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2246, STAUNTON, VA 24402-2246
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2023
Transfer Doc	069911-300
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 21, 2023
Property Address	578 MAIN ST, GARDNER, MA 01440-3039
Document Number	069911-300
Book / Page	69911 / 300
Instrument Date	Nov 15, 2023
Instrument	97939
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 DALTON ST # UT350, UT350, BOSTON, MA 02115-3184

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,606.00 (+3.89%)	$261,900 (+8.36%) Land $58,300 Building $203,600
2025	$3,471.00 (+8.27%)	$241,700 (+13%) Land $57,100 Building $184,600
2024	$3,206.00 (-4.81%)	$213,900 (+2.44%) Land $54,500 Building $159,400
2023	$3,368.00	$208,800 Land $49,400 Building $159,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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