560 Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 560 Main St, Gardner, MA 01440

Property Summary

Property Type	Grocery, Supermarket
Details	4 ba · 63,414 sqft · built 2012
Lot Size	11.1 acres (483,516 sqft)
Owner	Trust Name on Record
Last Sale	$17,300,000 (Mar 2022)
Tax Bill	$83,786 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:23 L:25`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:23 L:25`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	63,414 sqft Total Area
Gross Area	65,403 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stone
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Other
Lot Area	483,516 sqft (11.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	560 MAIN ST
City	GARDNER
State	MA
Zip	01440-3044
Property Category	Commercial
Property Type	Commercial > Retail > Grocery, Supermarket
Local Zoning Code	I1
Legal Block	23
Legal Lot Number	25
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1014
Census Tract	707200

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2727 LYNDON B JOHNSON FWY, 806, DALLAS, TX 75234-7334
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Quit Claim Deed, Transfer · Commercial Mortgage MORGAN STANLEY CREDIT CORP
Jul 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Book / Page	67245 / 358
Prior Transfer Date	Feb 16, 2022
Prior Transfer Doc	067245-358
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 10, 2022
Property Address	560 MAIN ST, GARDNER, MA 01440-3044
Document Number	067245-358
Book / Page	67245 / 358
Instrument Date	Feb 16, 2022
Instrument	27452
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 E COLORADO BLVD STE 310, 310, PASADENA, CA 91106-2374

Mortgage

Document Number	0000027455
Date	Mar 10, 2022
Instrument	27455

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 16, 2020
Property Address	560 MAIN ST, GARDNER, MA 01440-3044
Document Number	62814-171
Book / Page	062814 / 000171
Instrument Date	Jul 9, 2020
Instrument	76935
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$67,716.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 E MAIN ST #100 WESTBOROUGH MA 015811414, 100, WESTBOROUGH, MA 01581-1414

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$83,786.00 (-4.06%)	$6,084,700 (+0.05%) Land $746,300 Building $5,338,400
2025	$87,330.00 (+25.18%)	$6,081,500 (+30.67%) Land $743,100 Building $5,338,400
2024	$69,766.00 (-2.81%)	$4,654,200 (+4.58%) Land $735,200 Building $3,919,000
2023	$71,783.00	$4,450,300 Land $671,200 Building $3,779,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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