562 Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 562 Main St, Gardner, MA 01440

Property Summary

Property TypeDepartment Store (Apparel, Household Goods, Furniture)
Details2 ba · 38,566 sqft · built 1907
Lot Size0.833 acres (36,285 sqft)
OwnerCompany Name on Record
Last Sale$755,000 (Feb 2020)
Tax Bill$8,123 (2026)
Deeds & MortgagesMay 2026 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:R-20 B:0056 L:0015

Property Details

APN / Parcel Number

Primary APNM:R-20 B:0056 L:0015
Alternative APN
  • GARD M:R22 B:23 L:15

Interior

Full Baths2 Baths
Stories3 Stories
Building Area38,566 sqft Total Area
Gross Area51,852 sqft
Basement Area13,286 sqft
Unfinished Basement13,286 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area36,285 sqft (0.833 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address562 MAIN ST
CityGARDNER
StateMA
Zip01440-3044
Property CategoryCommercial
Property TypeCommercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning CodeI1
Legal Block23
Legal Lot Number15
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1014
Census Tract707200

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address96 FOSTER ST, PEABODY, MA 01960-5936
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Quit Claim Deed, Transfer
Quitclaim
Feb 13, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
INSTITUTION FOR SAVINGS NEWBURYPORT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2020 · Amount on Record
Deed SaleFeb 13, 2020 · Amount on Record
Deed Document Number202015250
Deed Book / Page61887 / 311
Prior Transfer DateJan 29, 2020
Prior Transfer Doc61887-311
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMay 28, 2026
Property Address562 MAIN ST, GARDNER, MA 01440-3044
Document Number0073636-38
Book / Page73636 / 38
Instrument DateMay 22, 2026
Instrument202642361
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 FOSTER ST, PEABODY, MA 01960-5936

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateFeb 13, 2020
Property Address562 MAIN ST, GARDNER, MA 01440-3044
Document Number61887-311
Book / Page61887 / 311
Instrument DateJan 29, 2020
Instrument15250
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 FOSTER ST, PEABODY, MA 01960-5936

Mortgage

Document Number15253
DateFeb 13, 2020
Instrument15253
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$8,123.00 (-3.8%)$589,900 (+0.32%) Land $103,800 Building $486,100
2025$8,444.00 (-0.61%)$588,000 (+3.74%) Land $101,900 Building $486,100
2024$8,496.00$566,800 Land $97,100 Building $469,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Gateway Fiber, Verizon.

Nearby Properties on Main St

Nearby Streets

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