577 Hammock Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 577 Hammock Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,808 sqft · built 1985
Lot Size0.262 acres (11,408 sqft)
Owner2 Individual Names on Record
Last Sale$314,000 (Aug 2018)
Tax Bill$4,785 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-741-7118-2

Property Details

APN / Parcel Number

Primary APNC62-000-741-7118-2
Alternative APNs
  • 12-28-15-35367-000-0970
  • 281512353670000970
  • 152812353670000970
  • R128300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,808 sqft Living Area
Gross Area2,606 sqft
1st Floor Area1,808 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,408 sqft (0.262 acres)
Lot Dimensions123 ft deep x 93 ft wide
Garage TypeAttached
Garage Area398 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area336 sqft
Deck Area476 sqft
Patio Area476 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR128300
Street Address577 HAMMOCK DR
CityPALM HARBOR
StateFL
Zip34683-6114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAMMOCKS, THE UNIT III LOT 97
Legal Range15E
Legal Township28S
Legal Section12
Legal SubdivisionHAMMOCKS, THE UNIT III
Legal Tract35367
Legal Lot Number97
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3005
Census Tract27208

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address577 HAMMOCK DR, PALM HARBOR, FL 34683-6114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Aug 8, 2018Warranty Deed, Transfer · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2018 · Amount on Record
Deed SaleAug 8, 2018 · Amount on Record
Deed Document Number2018252830
Deed Book / Page20159 / 2197
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address577 HAMMOCK DR, PALM HARBOR, FL 34683-6114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 HAMMOCK DR, PALM HARBOR, FL 34683-6114

Mortgage

Document Number0212061073
DateOct 13, 2020
Book Page21206/1073
Instrument2020305515
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 30, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 8, 2018
Property Address577 HAMMOCK DR, PALM HARBOR, FL 34683-6114
Document Number0201592197
Book / Page020159 / 002197
Instrument DateAug 8, 2018
Instrument252830
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyTEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,198.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address577 HAMMOCK DR PALM HARBOR FL 346836114, PALM HARBOR, FL 34683-6114

Mortgage

Document Number201592199
DateAug 8, 2018
Book Page020159/002199
Instrument252831
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 7, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,785.00 (+7.36%) Homeowner's exemption$295,673 (+5.99%)$474,560 (+7.87%) Land $167,833 Building $306,727
2023$4,457.00 (+2.98%) Homeowner's exemption$278,971 (+3%)$439,934 (+10.99%) Land $205,973 Building $233,961
2022$4,328.00 Homeowner's exemption$270,846$396,388 Land $219,399 Building $176,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims5 (2001–2024)
Claims Outside the SFHA5 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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