5764 N Western Dr, Hernando, FL 34442 Property Records

Citrus County property record for 5764 N Western Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,902 sqft · built 1987
Lot Size	1.61 acres (70,269 sqft)
Owner	Individual Name on Record
Last Sale	$4,900 (Feb 1982)
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1518S19E00201940`

Property Details

APN / Parcel Number

Primary APN	`1518S19E00201940`
Alternative APNs	`19E-18S-15-0020-194.0` `1607868`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,902 sqft Living Area
1st Floor Area	1,902 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	70,269 sqft (1.61 acres)
Lot Dimensions	204 ft deep x 428 ft wide
Garage Area	782 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	48 sqft
Patio Area	96 sqft
Fence	Fence
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1607868
Old Parcel Number	1518S19E00201940
Street Address	5764 N WESTERN DR
City	HERNANDO
State	FL
Zip	34442-2676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDRMH LOW DENSITY RESIDEN
Legal Description	FOREST LAKE NORTH PLAT BK 8 PG 101 LOT 194 DESCR IN O R BK 592 PG 1399
Legal Range	19E
Legal Township	18S
Legal Section	05
Legal Subdivision	FOREST LAKE NORTH
Legal Lot Number	194
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1018
Census Tract	450104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5764 N WESTERN DR, HERNANDO, FL 34442-2676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1982 · Amount on Record
Deed Sale	Feb 1, 1982 · Amount on Record
Deed Document Number	0005921399
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5764 N WESTERN DR, HERNANDO, FL 34442-2676
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5764 N WESTER DR, HERNANDO, FL 34442-2676

Mortgage

Document Number	0034291831
Date	Dec 6, 2023
Book Page	3429/1831
Instrument	2023070138

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,144.00 (+2,426.83%)	$265,249 (-4.19%) Land $43,920 Building $221,329	$265,249 (-4.19%) Land $43,920 Building $221,329
2024	$164.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$276,857 (+26.13%) Land $52,940 Building $223,917	$276,857 (+26.13%) Land $52,940 Building $223,917
2023	$164.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$219,510 (+5.24%) Land $36,110 Building $183,400	$219,510 (+5.24%) Land $36,110 Building $183,400
2022	$164.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$208,584 Land $26,880 Building $181,704	$208,584 Land $26,880 Building $181,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20