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5643 N Western Dr, Hernando, FL 34442 Property Records

Citrus County property record for 5643 N Western Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,008 sqft · built 2017
Lot Size1.26 acres (54,964 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Sep 2025)
Tax Bill$728 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1518S19E00202010

Property Details

APN / Parcel Number

Primary APN1518S19E00202010
Alternative APNs
  • 19E-18S-15-0020-00000-2010
  • 19E-18S-15-0020-201.0
  • 1607931

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleMobile Home
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,964 sqft (1.26 acres)
Lot Dimensions250 ft deep x 217 ft wide
Garage TypeCarport
Garage Area396 sqft
CarportCarport
Carport Area396 sqft
Utility Building162 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1607931
Street Address5643 N WESTERN DR
CityHERNANDO
StateFL
Zip34442-2681
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeLDRMH
Legal DescriptionFOREST LAKE NORTH PB 8 PG 101 LOT 201
Legal Range19E
Legal Township18S
Legal Section05
Legal SubdivisionFOREST LAKE NORTH
Legal Lot Number201
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1017
Census Tract450104

Owner

Source: Citrus County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5643 N WESTERN DR, HERNANDO, FL 34442-2681
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 1, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 28, 2017Warranty Deed, Transfer
NORTH CTRL FL TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleApr 28, 2017 · Amount on Record
Deed Document Number202555788
Deed Book / Page3601 / 1958
Prior Transfer DateApr 18, 2019
Prior Transfer Doc0029721938
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 15, 2025
Property Address5643 N WESTERN DR, HERNANDO, FL 34442-2681
Document Number0036011958
Book / Page3601 / 1958
Map ReferenceMB 8 PG 101-105
Instrument DateSep 5, 2025
Instrument2025055788
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16078 SPENCER RD, PEYTON, CO 80831-8307

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5643 N WESTERN DR, HERNANDO, FL 34442-2681

Mortgage

Document Number0036011960
DateSep 15, 2025
Instrument3601/1960
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateMay 1, 2019
Property Address5643 N WESTERN DR, HERNANDO, FL 34442-2681
Document Number0029721938
Book / Page002972 / 001938
Instrument DateApr 18, 2019
Instrument21944
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5643 N WESTERN DR HERNANDO FL 344422681, HERNANDO, FL 34442-2681

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 28, 2017
Property Address5643 N WESTERN DR, HERNANDO, FL 34442-2681
Document Number0028251654
Book / Page002825 / 001654
Instrument DateApr 24, 2017
Instrument19861
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanyNORTH CTRL FL TITLE LLC

Transaction

AmountAmount Recorded
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 370 HOLDER FL 344450370, HOLDER, FL 34445-0370

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$728.00 (+11.31%)$83,306 (-48.92%)$163,121 (+0.01%) Land $27,220 Building $135,901
2024$654.00 (+4.81%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$163,098 (+4.99%) Land $32,770 Building $130,328$163,098 (+4.99%) Land $32,770 Building $130,328
2023$624.00 (-3.26%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$155,347 (+29.29%) Land $22,350 Building $132,997$155,347 (+29.29%) Land $22,350 Building $132,997
2022$645.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$120,152 Land $16,640 Building $103,512$120,152 Land $16,640 Building $103,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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