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5630 N Western Dr, Hernando, FL 34442 Property Records

Citrus County property record for 5630 N Western Dr, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,800 sqft · built 2022
Lot Size1.79 acres (78,171 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Jul 2026)
Tax Bill$2,278 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Aug 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1518S19E00201870

Property Details

APN / Parcel Number

Primary APN1518S19E00201870
Alternative APNs
  • 19E-18S-15-0020-00000-1870
  • 19E-18S-15-0020-187.0
  • 1607795

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile Home
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area78,171 sqft (1.79 acres)
Lot Dimensions429 ft deep x 348 ft wide
PorchSlab
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1607795
Street Address5630 N WESTERN DR
CityHERNANDO
StateFL
Zip34442-2676
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeLDRMH
Legal DescriptionFOREST LAKE NORTH LOT 187 DESCR IN O R BK 405 PG 83
Legal Range19E
Legal Township18S
Legal Section05
Legal SubdivisionFOREST LAKE NORTH
Legal Lot Number187
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1018
Census Tract450104

Owner

5630 N Western Dr, a mobile home, is owned and occupied by an individual who bought it in July 2026.

Source: Citrus County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address11462 IMPERIAL GROVE DR W, LARGO, FL 33774-4045
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRIAD FINANCIAL SERVICES INC
Feb 15, 2022Affidavit of Death of Joint Tenant, Transfer
WESTCHASE TITLE LLC
Feb 15, 2022Warranty Deed, Transfer
WESTCHASE TITLE LLC
Nov 12, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2026 · Amount on File
Deed SaleJul 28, 2026 · Amount on File
Prior SaleFeb 15, 2022 · Amount on File
Deed Document Number202644658
Deed Book / Page3692 / 1489
Prior Transfer DateOct 11, 2019
Prior Transfer Doc0030171642
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 28, 2026
Property Address5630 N WESTERN DR, HERNANDO, FL 34442-2676
Document Number0000044658
Book / Page3692 / 1489
Instrument DateJul 24, 2026
Instrument202644658
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyLUXE TITLE SERVICES, LUXE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$222,705.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11462 IMPERIAL GROVE DR W, LARGO, FL 33774-4045

Mortgage

Document Number0000044659,
DateJul 28, 2026
Instrument202644659
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address5630 N WESTERN DR, HERNANDO, FL 34442-2676
Transaction TypeMortgage
Record UpdatedSep 9, 2022
Title CompanyTALON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2931 W ARCH ST, TAMPA, FL 33607-5252

Mortgage

Document Number0033120386
DateAug 17, 2022
Book Page3312/386
Instrument2022057819
Lender
NameTRIAD FINANCIAL SERVICES INC
TypeMortgage Company
AddressJACKSONVILLE, FL 32224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term373 Months
DueSep 1, 2053

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCITRUS FL
Recording DateFeb 15, 2022
Property Address5630 N WESTERN DR, HERNANDO, FL 34442-2676
Document Number0032540232
Book / Page3254 / 232
Map ReferenceMB 8 PG 101
Instrument DateFeb 10, 2022
Instrument2022010915
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyWESTCHASE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2613 W LUTZ LAKE FERN RD, LUTZ, FL 33558-4998

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 15, 2022
Property Address5630 N WESTERN DR, HERNANDO, FL 34442-2676
Document Number0032540234
Book / Page3254 / 234
Map ReferenceMB 8 PG 101
Instrument DateFeb 10, 2022
Instrument2022010916
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyWESTCHASE TITLE LLC

Transaction

AmountAmount on Record
Tax$192.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2613 W LUTZ LAKE FERN RD, 2613, LUTZ, FL 33558-4998

Transferred To (Grantee/Buyer)

NameVerified Name
Address2931 W ARCH ST, TAMPA, FL 33607-5252

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCITRUS FL
Recording DateNov 12, 2019
Property Address5630 N WESTERN DR, HERNANDO, FL 34442-2676
Document Number0030171642
Book / Page003017 / 001642
Instrument DateOct 11, 2019
Instrument59247
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2613 W LUTZ LAKE FERN RD LUTZ FL 335584998, LUTZ, FL 33558-4998

Tax Assessment & Valuation

The 2025 property tax bill for 5630 N Western Dr was $2,278 with a homeowner's exemption, up 5.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,278.00 (+5.32%) Homeowner's exemption$180,867 (-23.34%)$234,403 (-0.65%) Land $41,680 Building $192,723
2024$2,163.00 (+319.19%) Homeowner's exemption Additional exemption filed$235,933 (+589.26%) Land $50,190 Building $185,743$235,933 (+589.26%) Land $50,190 Building $185,743
2023$516.00 (+82.33%) Additional exemption filed$34,230 (+34.34%) Land $34,230$34,230 (+34.34%) Land $34,230
2022$283.00$25,480 Land $25,480$25,480 Land $25,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5630 N Western Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5630 N Western Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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