576 Sumerlin Cir NW, Saint Michael, MN 55376 Property Records

Wright County property record for 576 Sumerlin Cir NW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,426 sqft · built 1996
Lot Size	1.25 acres (54,516 sqft)
Owner	2 Individual Names on File
Last Sale	$344,000 (Nov 2009)
Tax Bill	$6,328 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-071-005060`

Property Details

APN / Parcel Number

Primary APN	`114-071-005060`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,426 sqft Living Area
1st Floor Area	1,314 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	54,516 sqft (1.25 acres)
Garage Type	Attached
Garage Area	894 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Deck Area	312 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	576 SUMERLIN CIR NW
City	SAINT MICHAEL
State	MN
Zip	55376-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 ST MICHAEL HEIGHTS 8TH ADDN LOT-006 BLOCK-005 6 BLOCK-005
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	MICHAEL HEIGHTS
Legal Block	5
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2004
Census Tract	100803

Owner

576 Sumerlin Cir NW is owned and occupied by two individuals who bought it in November 2009.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	576 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIWAY CU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIWAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2009 · Amount on File
Deed Sale	Nov 10, 2009 · Amount on File
Deed Document Number	2009112068
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	576 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1546592
Date	Jan 26, 2024
Instrument	A1546592

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	576 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001451947
Date	Dec 15, 2020
Instrument	1451947

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 576 Sumerlin Cir NW was $6,328.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,328.00	$566,100 (+6.83%) Land $113,000 Building $453,100	$566,100 (+6.83%) Land $113,000 Building $453,100
2025		$529,900 Land $115,000 Building $414,900	$529,900 Land $115,000 Building $414,900
2023	$5,236.00 (+1.32%)	$505,200 Land $113,400 Building $391,800	$505,200 Land $113,400 Building $391,800
2022	$5,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 576 Sumerlin Cir NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 576 Sumerlin Cir NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: T-Mobile, Verizon.

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