Wright County property record for 560 Sumerlin Cir NW, Saint Michael, MN 55376 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,309 sqft · built 1997 |
| Lot Size | 0.323 acres (14,096 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jun 2020) |
| Tax Bill | $4,612 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-071-005100 |
| Primary APN | 114-071-005100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 14,096 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 560 SUMERLIN CIR NW |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-120 RANGE-024 ST MICHAEL HEIGHTS 8TH ADDN LOT-010 BLOCK-005 0 BLOCK-005 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 11 |
| Legal Subdivision | MICHAEL HEIGHTS |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 100803 |
Source: Wright County records · APN 114-071-005100
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 560 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 18, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Prior Sale | Aug 05, 1997 · Amount on Record |
| Deed Document Number | 20201430117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 560 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | LENDSERV NATIONAL TITLE AND INFORMA, LENDSERV NATL TTL & INFORMAT |
| Name | Verified Name |
|---|
| Document Number | 0001463889 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 1463889 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 560 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0001405860 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 1405860 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 18, 2020 |
| Property Address | 560 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043 |
| Document Number | 0001430117 |
| Instrument Date | May 21, 2020 |
| Instrument | 1430117 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 560 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043 |
| Document Number | 0001430118 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 1430118 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,612.00 (+11.56%) | $415,000 (+3.85%) Land $105,000 Building $310,000 | $415,000 (+3.85%) Land $105,000 Building $310,000 |
| 2025 | $399,600 (+0.28%) Land $107,000 Building $292,600 | $399,600 (+0.28%) Land $107,000 Building $292,600 | |
| 2023 | $4,134.00 (+3.04%) | $398,500 Land $105,900 Building $292,600 | $398,500 Land $105,900 Building $292,600 |
| 2022 | $4,012.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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