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565 Sumerlin Cir NW, Saint Michael, MN 55376 Property Records

Wright County property record for 565 Sumerlin Cir NW, Saint Michael, MN 55376

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,320 sqft · built 1997
Lot Size0.466 acres (20,326 sqft)
Owner2 Individual Names on File
Last Sale$299,000 (Jan 2018)
Tax Bill$6,426 (2026)
Deeds & MortgagesAug 2020 Mortgage
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN114-071-005020

Property Details

APN / Parcel Number

Primary APN114-071-005020

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,320 sqft Living Area
1st Floor Area1,340 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2012
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialWood Shingle
Lot Area20,326 sqft (0.466 acres)
Garage Area746 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area252 sqft
Deck Area471 sqft
Storage Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address565 SUMERLIN CIR NW
CitySAINT MICHAEL
StateMN
Zip55376-1043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-11 TWP-120 RANGE-024 ST MICHAEL HEIGHTS 8TH ADDN LOT-002 BLOCK-005 2 BLOCK-005
Legal Range024
Legal Township120
Legal Section11
Legal SubdivisionMICHAEL HEIGHTS
Legal Block5
Legal Lot Number2
JurisdictionWRIGHT MN
Township / Civil DivisionST. MICHAEL
Census Block Group2
Census Block2004
Census Tract100803

Owner

565 Sumerlin Cir NW is owned and occupied by two individuals who bought it in January 2018.

Source: Wright County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address565 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGES UNLIMITED INC
Jan 16, 2018Warranty Deed, Transfer
EDINA REALTY TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2018 · Amount on File
Deed SaleJan 16, 2018 · Amount on File
Prior SaleMay 27, 1997 · Amount on File
Deed Document Number20181362210
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address565 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001438269
DateAug 27, 2020
Instrument1438269
Lender
NameMORTGAGES UNLIMITED INC
TypeMortgage Company
AddressOSSEO, MN 55369
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJan 16, 2018
Property Address565 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043
Document Number0001362210
Instrument DateJan 12, 2018
Instrument1362210
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyEDINA REALTY TITLE INC

Transaction

AmountAmount on Record
Tax$986.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address564 SUMERLIN CIR NW, SAINT MICHAEL, MN 55376-1043

Tax Assessment & Valuation

The 2026 property tax bill for 565 Sumerlin Cir NW was $6,426.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalitySt. Michael City
Unified School DistrictSt. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,426.00$555,500 (+3.48%) Land $113,000 Building $442,500$555,500 (+3.48%) Land $113,000 Building $442,500
2025$536,800 Land $115,000 Building $421,800$536,800 Land $115,000 Building $421,800
2023$5,142.00 (+3.38%)$485,900 Land $113,400 Building $372,500$485,900 Land $113,400 Building $372,500
2022$4,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 565 Sumerlin Cir NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 565 Sumerlin Cir NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJoint Powers Water Board
serves 30,922 people · EPA ID MN1860024
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.56 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

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