576 Common Wealth Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 576 Common Wealth Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,118 sqft · built 1989
Lot Size	0.464 acres (20,212 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Feb 1989)
Tax Bill	$4,995 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`39-31-10B-228`

Property Details

APN / Parcel Number

Primary APN	`39-31-10B-228`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,118 sqft Living Area
1st Floor Area	908 sqft
Basement Area	654 sqft
Finished Basement	500 sqft
Unfinished Basement	154 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,212 sqft (0.464 acres)
View / Lot	Cul-de-sac
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	145 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	576 COMMON WEALTH DR
City	CINCINNATI
State	OH
Zip	45244-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE; LOT #33
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	33
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2008
Census Tract	41406

Owner

Source: Clermont County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	576 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
May 26, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1989 · Amount on Record
Deed Sale	Feb 1, 1989 · Amount on Record
Last Transfer Date	May 20, 2022
Transfer Doc	0000014429
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	Sep 18, 2026
Property Address	576 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Document Number	0000021613
Book / Page	3034 / 1523
Instrument Date	Sep 10, 2026
Instrument	202621613
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 COMMON WEALTH DR, CINCINNATI, OH 45244-1031

Mortgage

Document Number	0000021613,
Date	Sep 18, 2026
Book Page	3034/1523
Instrument	202621613

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2056

Interest

Max Rate	-1%

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLERMONT OH
Recording Date	May 26, 2022
Property Address	576 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Document Number	0000014429
Book / Page	2920 / 4430
Map Reference	CAB 4 PG 98-100
Instrument Date	May 20, 2022
Instrument	202200014429
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,995.00 (-62.92%)	$111,510 (-) Land $18,410 Building $93,100
2024			$318,600 (-) Land $52,600 Building $266,000
2023	$13,470.00 (+199.4%) Homeowner's exemption	$111,510 (+50.2%) Land $18,410 Building $93,100	$318,600 (+50.21%) Land $52,600 Building $266,000
2022	$4,499.00 Homeowner's exemption	$74,240 Land $12,250 Building $61,990
2020			$212,100 Land $35,000 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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