552 Common Wealth Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 552 Common Wealth Dr, Cincinnati, OH 45244 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,066 sqft · built 1989
Lot Size	0.655 acres (28,532 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2026)
Tax Bill	$5,196 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-31-10B-222`

Property Details

APN / Parcel Number

Primary APN	`39-31-10B-222`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,066 sqft Living Area
1st Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	28,532 sqft (0.655 acres)
View / Lot	Cul-de-sac
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	938 sqft
Deck Area	639 sqft
Patio Area	316 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	552 COMMON WEALTH DR
City	CINCINNATI
State	OH
Zip	45244-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE; LOT #27
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	27
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2008
Census Tract	41406

Owner

Source: Clermont County records · APN 39-31-10B-222

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	552 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jun 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Feb 24, 2026	Transfer on Death Deed, Transfer
Feb 20, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2026 · Amount on Record
Deed Sale	Aug 06, 2026 · Amount on Record
Prior Sale	Apr 01, 1989 · Amount on Record
Deed Document Number	202617814
Deed Book / Page	3030 / 1929
Prior Transfer Date	Feb 19, 2026
Prior Transfer Doc	0000003796
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Aug 06, 2026
Property Address	552 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Document Number	0000017814
Book / Page	3030 / 1929
Instrument Date	Jul 31, 2026
Instrument	202617814
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	552 COMMON WEALTH DR, CINCINNATI, OH 45244-1031

Mortgage

Document Number	0000017815,
Date	Aug 06, 2026
Instrument	202617815

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	Jun 01, 2026
Property Address	552 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Document Number	0000012178
Book / Page	3024 / 3336
Instrument Date	Apr 29, 2026
Instrument	202612178
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 COMMON WEALTH DR, CINCINNATI, OH 45244-1031

Mortgage

Document Number	0000012178,
Date	Jun 01, 2026
Book Page	3024/3336
Instrument	202612178

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 24, 2026
Property Address	552 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Document Number	0000003967
Book / Page	3016 / 549
Map Reference	CAB 4 PG 98-100
Instrument Date	Sep 04, 2025
Instrument	202600003967
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLERMONT OH
Recording Date	Feb 20, 2026
Property Address	552 COMMON WEALTH DR, CINCINNATI, OH 45244-1031
Document Number	0000003796
Book / Page	3015 / 5606
Map Reference	CAB 4 PG 98
Instrument Date	Sep 04, 2025
Instrument	202600003796
Transaction Type	Transfer
Record Updated	Mar 03, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,196.00 (-1.72%)	$115,890 (-) Land $18,410 Building $97,480
2024	$5,287.00 (-62.23%) Homeowner's exemption	$115,890 (-) Land $18,410 Building $97,480	$331,100 (-) Land $52,600 Building $278,500
2023	$13,999.00 (+193.48%) Homeowner's exemption	$115,890 (+47.42%) Land $18,410 Building $97,480	$331,100 (+47.42%) Land $52,600 Building $278,500
2022	$4,770.00 Homeowner's exemption	$78,610 Land $12,250 Building $66,360
2020			$224,600 Land $35,000 Building $189,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250414062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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