555 Common Wealth Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 555 Common Wealth Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,156 sqft · built 1989
Lot Size	0.466 acres (20,299 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Aug 2005)
Tax Bill	$5,136 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-31-10B-214`

Property Details

APN / Parcel Number

Primary APN	`39-31-10B-214`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,299 sqft (0.466 acres)
View / Lot	Cul-de-sac
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	28 sqft
Patio Area	24 sqft
Canopy	217 sqft
Pole Barn	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	555 COMMON WEALTH DR
City	CINCINNATI
State	OH
Zip	45244-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE; LOT #19
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	19
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2008
Census Tract	41406

Owner

555 Common Wealth Dr is owned and occupied by an individual who acquired it in September 2021.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	555 COMMON WEALTH DR, CINCINNATI, OH 45244-1032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CINCINNATI FSLA
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2005 · Amount on File
Deed Sale	Aug 1, 2005 · Amount on File
Prior Sale	Sep 4, 2002 · Amount on File
Deed Document Number	200527559
Deed Book / Page	1899 / 1808
Last Transfer Date	Sep 2, 2021
Transfer Doc	0000031313
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Sep 24, 2021
Property Address	555 COMMON WEALTH DR, CINCINNATI, OH 45244-1032
Document Number	0000031313
Book / Page	2895 / 5890
Map Reference	CAB 4 PG 98-100
Instrument Date	Sep 2, 2021
Instrument	202100031313
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 COMMON WEALTH DR, CINCINNATI, OH 45244-1032

Mortgage

Document Number	0000031314
Date	Sep 24, 2021
Instrument	202100031314

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000031315
Date	Sep 24, 2021
Book Page	2895/5904
Instrument	202100031315

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 16, 2041

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	555 COMMON WEALTH DR, CINCINNATI, OH 45244-1032
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006856
Date	Apr 10, 2019
Book Page	2805/1661
Instrument	201900006856

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	555 COMMON WEALTH DR, CINCINNATI, OH 45244-1032
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	PEAK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003516
Date	Feb 22, 2019
Book Page	2802/2007
Instrument	201900003516

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2039

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	555 COMMON WEALTH DR, CINCINNATI, OH 45244-1032
Document Number	0000013617
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	555 COMMON WEALTH DR CINCINNATI OH 452441032, CINCINNATI, OH 45244-1032

Mortgage

Document Number	0000013617
Date	Jun 4, 2020
Book Page	002840/003885
Instrument	13617

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 555 Common Wealth Dr was $5,136 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,136.00	$114,660 Land $18,410 Building $96,250
2024			$327,600 (+1.77%) Land $52,600 Building $275,000
2023	$13,610.00 (+199.38%) Homeowner's exemption	$112,670 (+50.21%) Land $18,410 Building $94,260	$321,900 Land $52,600 Building $269,300
2022	$4,546.00 Homeowner's exemption	$75,010 Land $12,250 Building $62,760
2020			$214,300 Land $35,000 Building $179,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 555 Common Wealth Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Common Wealth Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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