575 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 575 Waters Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,264 sqft · built 2017
Lot Size	0.702 acres (30,579 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Mar 2022)
Tax Bill	$5,315 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit May 2019 Mortgage + 4 more
APN	`0590000001721`

Property Details

APN / Parcel Number

Primary APN	`0590000001721`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	1,622 sqft
Upper Floors Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,579 sqft (0.702 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Patio Area	182 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	575 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	LOT B-1 SUBD PAR B RESUBD R DAWSON & 3MAC2 LLC .702 AC
Legal Subdivision	MISCELLANEOUS MAP 058, 059
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21010

Owner

575 Waters Rd is owned and occupied by an individual who acquired it in June 2024.

Source: Chesapeake City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST
May 14, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HOME LENDING LLC
Mar 4, 2022	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Sep 2, 2020	Quit Claim Deed, Transfer Quitclaim
Aug 5, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 6, 2018	Warranty Deed, Transfer · VA Mortgage JG WENTWORTH HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	20227615
Deed Book / Page	10529 / 324
Last Transfer Date	Jun 13, 2024
Transfer Doc	010760/461
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	TQHR LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09764/1561
Date	Mar 14, 2017
Book Page	9764/1561
Instrument	170006877

Lender

Name	UNION BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10011/1187
Date	May 14, 2019
Book Page	10011/1187
Instrument	190011267

Lender

Name	JG WENTWORTH HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 4, 2022
Property Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300
Document Number	010529/324
Book / Page	10529 / 324
Instrument Date	Mar 1, 2022
Instrument	220007615
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300

Mortgage

Document Number	0220007616
Date	Mar 4, 2022
Instrument	220007616

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 2, 2020
Property Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300
Document Number	010212/746
Book / Page	10212 / 746
Instrument Date	Jul 30, 2020
Instrument	200031112
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 5, 2020
Property Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300
Document Number	10193/1395
Book / Page	10193 / 1395
Instrument Date	Jul 30, 2020
Instrument	200026308
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300

Mortgage

Document Number	10193/1398
Date	Aug 5, 2020
Book Page	10193/1398
Instrument	200026309

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 6, 2018
Property Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300
Document Number	09920/1525
Book / Page	9920 / 1525
Instrument Date	May 31, 2018
Instrument	180014783
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	360 SETTLEMENT AND TITLE SERVICES, 360 SETTLEMENT & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 WATERS RD, CHESAPEAKE, VA 23322-7300

Mortgage

Document Number	0180014784
Date	Jun 6, 2018
Instrument	180014784

Lender

Name	JG WENTWORTH HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 575 Waters Rd was $5,315, up 10.2% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,000 (+7.56%) Land $195,000 Building $371,000	$566,000 (+7.56%) Land $195,000 Building $371,000
2025	$5,315.00 (+10.16%)	$526,200 Land $175,000 Building $351,200	$526,200 Land $175,000 Building $351,200
2024	$4,825.00
2023		$455,300 (+10.91%) Land $155,000 Building $300,300	$455,300 (+10.91%) Land $155,000 Building $300,300
2022		$410,500 Land $140,000 Building $270,500	$410,500 Land $140,000 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 575 Waters Rd; there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 units insured incl. 18 condo units
Nearby Flood Claims	6 (1996–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Waters Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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