572 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 572 Waters Rd, Chesapeake, VA 23322 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,253 sqft · built 2002
Lot Size0.348 acres (15,159 sqft)
OwnerIndividual Name on File
Last Sale$464,000 (Jul 2025)
Tax Bill$3,873 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2026 Mortgage
+ 4 more
APN0592001001550

Property Details

APN / Parcel Number

Primary APN0592001001550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,253 sqft Living Area
1st Floor Area1,253 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,159 sqft (0.348 acres)
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area84 sqft
Deck AreaDeck Area
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address572 WATERS RD
CityCHESAPEAKE
StateVA
Zip23322-7357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4B 4C 5A 5B HOMEMONT BLK 8
Legal SubdivisionSCENIC ACRES, HOMEMONT
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1008
Census Tract21015

Owner

Source: Chesapeake City records · APN 0592001001550

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address572 WATERS RD, CHESAPEAKE, VA 23322-7357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · VA Mortgage
ARMED FORCES BANK
Jun 18, 2026Deed of Trust, Mortgage · VA Mortgage
ARMED FORCES BANK
Jan 12, 2022Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA
Jan 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL CENTER LLC
Dec 02, 2019Warranty Deed, Transfer · FHA Mortgage
OVM FINANCIAL INC
Dec 02, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2025 · Amount on Record
Deed SaleJul 03, 2025 · Amount on Record
Prior SaleDec 02, 2019 · Amount on Record
Deed Document Number202514574
Deed Book / Page10869 / 1989
Prior Transfer DateNov 05, 2019
Prior Transfer Doc10084/1795
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 28, 2026
Property Address572 WATERS RD, CHESAPEAKE, VA 23322-7357
Document Number0000013620
Book / Page10983 / 1720
Instrument DateMay 22, 2026
Instrument202613620
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address572 WATERS RD, CHESAPEAKE, VA 23322-7357

Mortgage

Document Number0000013620,
DateMay 28, 2026
Book Page10983/1720
Instrument202613620
Lender
NameARMED FORCES BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 18, 2026
Property Address572 WATERS RD, CHESAPEAKE, VA 23322-7357
Document Number0000015737
Book / Page10991 / 1993
Instrument DateMay 22, 2026
Instrument202615737
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address572 WATERS RD, CHESAPEAKE, VA 23322-7357

Mortgage

Document Number0000015737,
DateJun 18, 2026
Book Page10991/1993
Instrument202615737
Lender
NameARMED FORCES BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address572 WATERS RD, CHESAPEAKE, VA 23322-7357
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010507/836
DateJan 12, 2022
Book Page10507/836
Instrument220001342
Lender
NameFULTON BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address572 WATERS RD, CHESAPEAKE, VA 23322-7357
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10292/1486
DateJan 14, 2021
Book Page10292/1486
Instrument210002113
Lender
NameCAPITAL CENTER LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 02, 2019
Property Address572 WATERS RD, CHESAPEAKE, VA 23322-7357
Document Number10084/1799
Book / Page10084 / 1799
Instrument DateNov 25, 2019
Instrument190033016
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyNOT AVAILABLE, COASTAL CLOSINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address572 WATERS RD, CHESAPEAKE, VA 23322-7357

Mortgage

Document Number190033018
DateDec 02, 2019
Instrument190033018
Lender
NameOVM FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 02, 2019
Property Address572 WATERS RD, CHESAPEAKE, VA 23322-7357
Document Number10084/1795
Book / Page10084 / 1795
Instrument DateNov 05, 2019
Instrument190033015
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address572 WATERS RD, CHESAPEAKE, VA 23322-7357

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,873.00 (+10.31%)$383,500 (+10.61%) Land $175,000 Building $208,500$383,500 (+10.61%) Land $175,000 Building $208,500
2024$3,511.00 (+28.19%)
2023$346,700 (+12.89%) Land $155,000 Building $191,700$346,700 (+12.89%) Land $155,000 Building $191,700
2022$307,100 Land $125,000 Building $182,100$307,100 Land $125,000 Building $182,100
2019$2,739.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies34 in force
32 of 34 on primary residences
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Waters Rd

Nearby Streets

Search Property Records by Address or Parcel Number