568 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 568 Waters Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,369 sqft · built 2015
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Individual Names on File
Last Sale	$410,500 (Jun 2020)
Tax Bill	$6,476 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Second Mortgage + 2 more
APN	`0592001001580`

Property Details

APN / Parcel Number

Primary APN	`0592001001580`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,369 sqft Living Area
1st Floor Area	1,360 sqft
Upper Floors Area	1,378 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Slab
Porch Area	100 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	568 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-7357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	6C-7A-7B-7C HOMEMONT BLK 8
Legal Subdivision	SCENIC ACRES, HOMEMONT
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1008
Census Tract	21015

Owner

568 Waters Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	568 WATERS RD, CHESAPEAKE, VA 23322-7357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 23, 2020	Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC
Feb 26, 2020	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on File
Deed Sale	Jun 23, 2020 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	202019868
Deed Book / Page	10168 / 1922
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	568 WATERS RD, CHESAPEAKE, VA 23322-7357
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10535/1171
Date	Mar 21, 2022
Book Page	10535/1171
Instrument	220009579

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Mar 10, 2039

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	568 WATERS RD, CHESAPEAKE, VA 23322-7357
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010514/319
Date	Jan 28, 2022
Book Page	10514/319
Instrument	220003240

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 23, 2020
Property Address	568 WATERS RD, CHESAPEAKE, VA 23322-7357
Document Number	10168/1922
Book / Page	10168 / 1922
Instrument Date	Jun 18, 2020
Instrument	200019868
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 WATERS RD, CHESAPEAKE, VA 23322-7357

Mortgage

Document Number	200019869
Date	Jun 23, 2020
Instrument	200019869

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 26, 2020
Property Address	568 WATERS RD, CHESAPEAKE, VA 23322-7357
Document Number	10117/129
Book / Page	10117 / 129
Instrument Date	Feb 20, 2020
Instrument	200006029
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 WATERS RD, CHESAPEAKE, VA 23322-7357

Mortgage

Document Number	200006030
Date	Feb 26, 2020
Instrument	200006030

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 568 Waters Rd was $6,476.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,500 (+3.32%) Land $185,000 Building $477,500	$662,500 (+3.32%) Land $185,000 Building $477,500
2025	$6,476.00	$641,200 Land $175,000 Building $466,200	$641,200 Land $175,000 Building $466,200
2023		$582,900 (+7.17%) Land $155,000 Building $427,900	$582,900 (+7.17%) Land $155,000 Building $427,900
2022		$543,900 Land $125,000 Building $418,900	$543,900 Land $125,000 Building $418,900
2019	$4,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 568 Waters Rd; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 568 Waters Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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