575 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 575 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,873 sqft · built 2003
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Nov 2020)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4215-62-1579-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-62-1579-0000`
Alternative APNs	`000036094` `976337`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,873 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	46,174 sqft (1.05 acres)
Porch	Porch
Porch Area	216 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000036094
Old Parcel Number	4215 62 1579 0000
Street Address	575 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 184,PB 34/101 PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	184
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

575 Royal Tern Dr is owned and occupied by an individual who bought it in November 2020.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	575 ROYAL TERN DR, HAMPSTEAD, NC 28443-7170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HM LNS LLC
Jul 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	May 5, 2020 · Amount on File
Deed Document Number	0020354731
Deed Book / Page	2035 / 4731
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 16, 2020
Property Address	575 ROYAL TERN DR, HAMPSTEAD, NC 28443-7170
Document Number	0047312035
Book / Page	4731 / 2035
Map Reference	MB 4710 PG 2811
Instrument Date	Nov 12, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2561 KING RICHARD DRIVE, 2561, HAMPSTEAD, NC 28443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 ROYAL TERN DR, HAMPSTEAD, NC 28443-7170

Mortgage

Document Number	0047312039
Date	Nov 16, 2020
Instrument	4731/2039

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 5, 2020
Property Address	575 ROYAL TERN DR, HAMPSTEAD, NC 28443-7170
Document Number	0047102811
Book / Page	004710 / 002811
Instrument Date	Apr 24, 2020
Instrument	20063035
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 ROYAL TERN DR HAMPSTEAD NC 284437170, HAMPSTEAD, NC 28443-7170

Mortgage

Document Number	47102814
Date	May 5, 2020
Book Page	004710/002814
Instrument	20063036

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 13, 2017
Property Address	575 ROYAL TERN DR, HAMPSTEAD, NC 28443-7170
Document Number	0046470766
Book / Page	004647 / 000766
Instrument Date	Jul 5, 2017
Instrument	20026156
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$662.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	575 ROYAL TERN DR HAMPSTEAD NC 284437170, HAMPSTEAD, NC 28443-7170

Tax Assessment & Valuation

The 2025 property tax bill for 575 Royal Tern Dr was $3,516.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,516.00	$669,922 Land $201,020 Building $468,902	$669,922 Land $201,020 Building $468,902
2023		$358,495 (-) Land $76,751 Building $281,744	$358,495 (-) Land $76,751 Building $281,744
2022	$3,094.00	$358,495 Land $76,751 Building $281,744	$358,495 Land $76,751 Building $281,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Royal Tern Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Royal Tern Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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