564 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 564 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,576 sqft · built 2005
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2026)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4215-52-9338-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-52-9338-0000`
Alternative APNs	`000036087` `954141`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable/Hip
Lot Area	25,700 sqft (0.59 acres)
Porch	Porch
Porch Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000036087
Street Address	564 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L238,PB 35/146 PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	238
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	564 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC
Sep 14, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2020	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Mar 22, 2012
Deed Document Number	202620161135
Deed Book / Page	4903 / 256
Prior Transfer Date	Mar 21, 2012
Prior Transfer Doc	0040470287
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Sep 14, 2026
Property Address	564 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Document Number	0020161136
Book / Page	4903 / 260
Instrument Date	Sep 14, 2026
Instrument	202620161136
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	KEY TITLE, KEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5373 ARKOSE DR, RALEIGH, NC 27610-7199

Mortgage

Document Number	0020161136,
Date	Sep 14, 2026
Book Page	4903/260
Instrument	202620161136

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 14, 2026
Property Address	564 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Document Number	0020161135
Book / Page	4903 / 256
Instrument Date	Sep 4, 2026
Instrument	202620161135
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	KEY TITLE, KEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169

Mortgage

Document Number	0020161136,
Date	Sep 14, 2026
Instrument	202620161136

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	564 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047951812
Date	Aug 12, 2022
Book Page	4795/1812

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	564 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047610816
Date	Aug 10, 2021
Book Page	4761/816

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 31, 2020
Property Address	564 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Document Number	0047080022
Book / Page	004708 / 000022
Instrument Date	Mar 20, 2020
Instrument	20061634
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	564 ROYAL TERN DR HAMPSTEAD NC 284437169, HAMPSTEAD, NC 28443-7169

Mortgage

Document Number	47080027
Date	Mar 31, 2020
Book Page	004708/000027
Instrument	20061635

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (+13.98%)	$659,812 (+110.49%) Land $134,400 Building $525,412	$659,812 (+110.49%) Land $134,400 Building $525,412
2023		$313,463 (-) Land $61,132 Building $252,331	$313,463 (-) Land $61,132 Building $252,331
2022	$2,719.00	$313,463 Land $61,132 Building $252,331	$313,463 Land $61,132 Building $252,331

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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