506 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 506 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,177 sqft · built 1999
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Sep 2026)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4215-52-7564-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-52-7564-0000`
Alternative APNs	`000052142` `976020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,177 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Lot Area	22,216 sqft (0.51 acres)

Exterior Amenities

Porch	Porch
Porch Area	342 sqft
Deck Area	140 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000052142
Street Address	506 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L180 PB 32/83 PELICAN REEF
Legal Subdivision	PELICAN REEF
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 ADELPHIA RD, FARMINGDALE, NJ 07727-3523
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 17, 2021	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Oct 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 21, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	202620161329
Deed Book / Page	4903 / 1444
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	0046451993
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 18, 2026
Property Address	506 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Document Number	0020161329
Book / Page	4903 / 1444
Instrument Date	Aug 21, 2026
Instrument	202620161329
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$118,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 ADELPHIA RD, FARMINGDALE, NJ 07727-3523

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 6, 2023
Property Address	506 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Document Number	0048100459
Book / Page	4810 / 459
Map Reference	MB 32 PG 83
Instrument Date	Mar 23, 2023
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2630 LASSEN WALK, HENRICO, VA 23294-3521

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	506 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169

Mortgage

Document Number	0048100461
Date	Apr 6, 2023
Instrument	4810-0461

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 17, 2021
Property Address	506 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Document Number	0047711159
Book / Page	4771 / 1159
Map Reference	MB 32 PG 83
Instrument Date	Nov 4, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169

Mortgage

Document Number	0047711163
Date	Nov 17, 2021
Instrument	4771/1163

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 27, 2020
Property Address	506 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Document Number	0047291272
Book / Page	004729 / 001272
Instrument Date	Oct 26, 2020
Instrument	20072302
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$699.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 ROYAL TERN DR HAMPSTEAD NC 284437169, HAMPSTEAD, NC 28443-7169

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Jun 21, 2017
Property Address	506 ROYAL TERN DR, HAMPSTEAD, NC 28443-7169
Document Number	0046451993
Book / Page	004645 / 001993
Instrument Date	Jun 7, 2017
Instrument	20025215
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	506 ROYAL TERN DR HAMPSTEAD NC 284437169, HAMPSTEAD, NC 28443-7169

Mortgage

Document Number	46451996
Date	Jun 21, 2017
Book Page	004645/001996
Instrument	20025216

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (+14.42%)	$532,807 (+97.28%) Land $121,600 Building $411,207	$532,807 (+97.28%) Land $121,600 Building $411,207
2023		$270,076 (-) Land $58,349 Building $211,727	$270,076 (-) Land $58,349 Building $211,727
2022	$2,358.00	$270,076 Land $58,349 Building $211,727	$270,076 Land $58,349 Building $211,727

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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