5740 Encino Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5740 Encino Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1988
Lot Size	0.537 acres (23,400 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Mar 2006)
Tax Bill	$8,585 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-102-001`

Property Details

APN / Parcel Number

Primary APN	`031-102-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	23,400 sqft (0.537 acres)
Terrain	Steep
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5740 ENCINO AVE
City	ATASCADERO
State	CA
Zip	93422-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFZ
Legal Description	CY ATAS ATAS BL AC LT 7 LESS MIN RTS
Legal Subdivision	ATASCADERO
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1021
Census Tract	12602

Owner

5740 Encino Ave is owned and occupied by an individual who acquired it in May 2018.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5740 ENCINO AVE, ATASCADERO, CA 93422-3158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2006 · Amount on File
Deed Sale	Mar 29, 2006 · Amount on File
Deed Document Number	200621449
Last Transfer Date	May 10, 2018
Transfer Doc	0000020351
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5740 ENCINO AVE, ATASCADERO, CA 93422-3158
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5740 ENCINO AVE, ATASCADERO, CA 93422-3158

Mortgage

Document Number	0000027332
Date	Sep 17, 2025
Instrument	2025027332

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5740 ENCINO AVE, ATASCADERO, CA 93422-3158
Document Number	0000022272
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5740 ENCINO AVE ATASCADERO CA 934223158, ATASCADERO, CA 93422-3158

Mortgage

Document Number	0000022272
Date	May 7, 2020
Instrument	22272

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2018
Property Address	5740 ENCINO AVE, ATASCADERO, CA 93422-3158
Document Number	0000020351
Instrument Date	May 10, 2018
Instrument	20351
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5740 ENCINO AVE ATASCADERO CA 934223158, ATASCADERO, CA 93422-3158

Mortgage

Document Number	20352
Date	May 18, 2018
Instrument	20352

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5740 Encino Ave was $8,585.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$766,635 (+2%) Land $418,165 Building $348,470
2025	$8,585.00	$751,604 Land $409,966 Building $341,638
2023	$8,184.00 (+1.25%)	$722,421 Land $394,048 Building $328,373
2022	$8,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5740 Encino Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5740 Encino Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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