San Mateo County property record for 555 Sierra St, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,950 sqft · built 1976 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Sep 2015) |
| Tax Bill | $17,391 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-062-220 |
| Primary APN | 037-062-220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 750 sqft |
| 2nd Floor Area | 690 sqft |
| Basement Area | 810 sqft |
| Family Room | Family Room |
| Study | Study |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 810 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 555 SIERRA ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 25 & 26 BLK 27 MOSS BEACH HEIGHTS RSM 6/8 |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 27 |
| Legal Lot Number | 25,26 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 613600 |
555 Sierra St is owned and occupied by an individual who acquired it in July 2016.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 555 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on File |
| Deed Sale | Sep 15, 2015 · Amount on File |
| Prior Sale | Jun 19, 1998 · Amount on File |
| Deed Document Number | 201598044 |
| Last Transfer Date | Jul 29, 2016 |
| Transfer Doc | 0000077591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 555 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 555 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Document Number | 0000066920 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-066920 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
The 2025 property tax bill for 555 Sierra St was $17,391 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,315,392 (+16.97%) Land $573,546 Building $741,846 | ||
| 2025 | $17,391.00 Homeowner's exemption | $1,124,600 Land $562,300 Building $562,300 | |
| 2023 | $14,345.00 (+1.41%) Homeowner's exemption | $1,080,932 Land $540,466 Building $540,466 | $1,549,350 |
| 2022 | $14,146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 Sierra St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 555 Sierra St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio, T-Mobile.
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