474 Mountain Top Rd, Marble, NC 28905 Property Records

Cherokee County property record for 474 Mountain Top Rd, Marble, NC 28905

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,976 sqft · built 1999
Lot Size1.44 acres (62,726 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Sep 2021)
Tax Bill$899 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN552300241799000

Property Details

APN / Parcel Number

Primary APN552300241799000
Alternative APN
  • 55570

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,976 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area62,726 sqft (1.44 acres)
Lot Dimensions437 ft deep x 30 ft wide
Garage TypeMixed
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area77 sqft
Deck Area190 sqft
Shed1 Shed
Shed Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number55570
Street Address474 MOUNTAIN TOP RD
CityMARBLE
StateNC
Zip28905-8563
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionFR STAFFORD P/O 658/68
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2023
Census Tract930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address474 MOUNTAIN TOP RD, MARBLE, NC 28905-8563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleOct 11, 2007
Deed Document Number6062
Deed Book / Page1690 / 829
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 10, 2021
Property Address474 MOUNTAIN TOP RD, MARBLE, NC 28905-8563
Document Number1690/829
Book / Page1690 / 829
Instrument DateSep 10, 2021
Instrument6062
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address474 MOUNTAIN TOP RD, 474, MARBLE, NC 28905-8563

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 MOUNTAIN TOP RD, MARBLE, NC 28905-8563

Mortgage

Document Number1690832
DateSep 10, 2021
Instrument1690/832
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$899.00$116,310 (-)$116,310 (-) Land $15,000 Building $101,310
2023$116,310$116,310 Land $15,000 Building $101,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 82% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable
500 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Top Rd

Nearby Streets

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