Kane County property record for 574 Locust St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,225 sqft · built 1920 |
| Lot Size | 0.185 acres (8,060 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,575 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-451-014 |
| Primary APN | 06-14-451-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,225 sqft Living Area |
| Gross Area | 2,055 sqft |
| Basement Area | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 8,060 sqft (0.185 acres) |
| Lot Dimensions | 124 ft deep x 65 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 574 LOCUST ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS SUB BLOCK 3 OF J C & W H KIMBALLS ADDN WEST 16 FT FRONT & 32 FT REAR LOT 10 & ALL LOT 9 (EXCEPT STRIP OF LAND DESC IN BOOK 1922/95) |
| Legal Subdivision | J C&W H KIMBALLS SUB |
| Legal Block | 3 |
| Legal Lot Number | 9-10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 851600 |
574 Locust St is owned and occupied by two individuals who acquired it in February 1999.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 574 LOCUST ST, ELGIN, IL 60123-6319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 1999 |
| Deed Sale | Feb 22, 1999 |
| Prior Sale | Feb 22, 1999 |
| Deed Document Number | 199919326 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 574 Locust St was $1,575 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,575.00 Homeowner's exemption Senior Citizen's exemption | $70,562 (+8.57%) Land $14,075 Building $56,487 | $211,771 (+8.57%) Land $42,242 Building $169,529 |
| 2024 | $64,992 Land $12,964 Building $52,028 | $195,054 Land $38,908 Building $156,146 | |
| 2022 | $2,223.00 (-2.84%) Homeowner's exemption | $53,538 (+6.96%) Land $10,679 Building $42,859 | $160,614 (+6.96%) Land $32,037 Building $128,577 |
| 2021 | $2,288.00 Homeowner's exemption | $50,054 Land $9,984 Building $40,070 | $150,162 Land $29,952 Building $120,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 574 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 574 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures