Kane County property record for 570 Locust St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1920 |
| Lot Size | 0.152 acres (6,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Dec 1995) |
| Tax Bill | $3,640 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-451-015 |
| Primary APN | 06-14-451-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 2,604 sqft |
| Basement Area | 868 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 6,642 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 570 LOCUST ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS SUB |
| Legal Subdivision | J C&W H KIMBALLS SUB |
| Legal Block | 1 |
| Legal Lot Number | 9,10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 851600 |
570 Locust St is owned and occupied by two individuals who acquired it in February 1998.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 570 LOCUST ST, ELGIN, IL 60123-6319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 1995 · Amount on File |
| Deed Sale | Dec 13, 1995 · Amount on File |
| Deed Document Number | 199576209 |
| Last Transfer Date | Feb 3, 1998 |
| Transfer Doc | 0000012099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 570 LOCUST ST, ELGIN, IL 60123-6319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018627 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 2019K018627 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 570 Locust St was $3,640 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,640.00 Homeowner's exemption Senior Citizen's exemption | $89,817 (+8.57%) Land $15,540 Building $74,277 | $269,559 (+8.57%) Land $46,639 Building $222,920 |
| 2024 | $82,727 Land $14,313 Building $68,414 | $248,280 Land $42,956 Building $205,324 | |
| 2022 | $4,570.00 (-19.6%) Homeowner's exemption | $68,148 (+6.96%) Land $11,791 Building $56,357 | $204,444 (+6.96%) Land $35,373 Building $169,071 |
| 2021 | $5,684.00 | $63,714 Land $11,024 Building $52,690 | $191,142 Land $33,072 Building $158,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 570 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 570 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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