553 Locust St, Elgin, IL 60123 Property Records

Kane County property record for 553 Locust St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,912 sqft · built 1863
Lot Size0.188 acres (8,184 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Dec 2006)
Tax Bill$5,854 (2025)
Flood ZoneZone X (minimal risk)
APN06-14-452-008

Property Details

APN / Parcel Number

Primary APN06-14-452-008

Interior

Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area2,868 sqft
Basement Area956 sqft

Exterior

Year BuiltBuilt 1863
Effective Year BuiltEffective 1863
Construction TypeFrame
Lot Area8,184 sqft (0.188 acres)
Lot Dimensions132 ft deep x 62 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address553 LOCUST ST
CityELGIN
StateIL
Zip60123-0804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNCHS SUB BLOCK 5 OF J C & W H KIMBALLS ADDN LOT 1
Legal SubdivisionLYNCHS SUB
Legal Block5
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract851600

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address553 LOCUST ST, ELGIN, IL 60123-0804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2006 · Amount on Record
Deed SaleDec 13, 2006 · Amount on Record
Deed Document Number2006135088
Prior Transfer DateNov 15, 2006
Prior Transfer Doc0000135088
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,854.00 (+25.76%) Homeowner's exemption
2024$78,047 (+30.76%) Land $16,568 Building $61,479$234,235 (+30.81%) Land $49,724 Building $184,511
2022$4,655.00 (+4.77%) Homeowner's exemption$59,689 (+6.96%) Land $13,648 Building $46,041$179,067 (+6.96%) Land $40,944 Building $138,123
2021$4,443.00 Homeowner's exemption$55,805 Land $12,760 Building $43,045$167,415 Land $38,280 Building $129,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Locust St

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