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5732 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5732 Lester River Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,185 sqft · built 1940
Lot Size8 acres (348,480 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Jan 2020)
Tax Bill$3,084 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN415-0010-00700

Property Details

APN / Parcel Number

Primary APN415-0010-00700
Alternative APN
  • 1084225

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,185 sqft Gross Area
1st Floor Area1,086 sqft
Basement Area543 sqft
Finished Basement543 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1965
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area348,480 sqft (8 acres)
Garage Area1,088 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area64 sqft
Storage Building288 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1084225
Street Address5732 LESTER RIVER RD
CityDULUTH
StateMN
Zip55804-9609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionNW 1/4 OF SW 1/4 OF SW 1/4 EX 2 AC AT SWCORNER SERIAL #
Legal Range13W
Legal Township51N
Legal Section03
Legal SubdivisionLAKEWOOD TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionLAKEWOOD
Census Block Group2
Census Block2010
Census Tract10500

Owner

Source: St. Louis County records · APN 415-0010-00700

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5732 LESTER RIVER RD, DULUTH, MN 55804-9609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Line of Credit
HARBOR POINTE CU
Jan 13, 2020Grant Deed, Transfer · Conventional Mortgage
HARBOR POINTE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2020 · Amount on Record
Deed SaleJan 13, 2020 · Amount on Record
Prior SaleDec 21, 2015 · Amount on Record
Deed Document Number20201371208
Prior Transfer DateFeb 20, 2013
Prior Transfer Doc0001208071
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5732 LESTER RIVER RD, DULUTH, MN 55804-9609
Transaction TypeMortgage
Record UpdatedNov 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5732 LESTER RIVER RD, DULUTH, MN 55804-9609

Mortgage

Document Number0001452527
DateSep 21, 2022
Instrument1452527
Lender
NameHARBOR POINTE CU
TypeCredit Union
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 25, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateJan 13, 2020
Property Address5732 LESTER RIVER RD, DULUTH, MN 55804-9609
Document Number00A1371208
Instrument DateDec 10, 2019
InstrumentA1371208
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$677.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5732 LESTER RIVER RD DULUTH MN 558049609, DULUTH, MN 55804-9609

Mortgage

Document NumberA1371209
DateJan 13, 2020
InstrumentA1371209
Lender
NameHARBOR POINTE CU
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 12, 2030

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,084.00 (+6.27%) Homeowner's exemption
2025$294,600 (+8.11%) Land $105,600 Building $189,000$294,600 (+8.11%) Land $105,600 Building $189,000
2024$2,902.00$272,500 (+2.17%) Land $97,600 Building $174,900$272,500 (+2.17%) Land $97,600 Building $174,900
2022$266,700 Land $93,200 Building $173,500$266,700 Land $93,200 Building $173,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Fiber		2,000 / 1,000

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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