St. Louis County property record for 5709 Lester River Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1978 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $263,000 (Dec 2024) |
| Tax Bill | $3,276 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-01250 |
| Primary APN | 415-0010-01250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Gross Area |
| 1st Floor Area | 1,112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 260 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1175690 |
|---|---|
| Street Address | 5709 LESTER RIVER RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | S 1/2 OF S 1/2 OF SE 1/4 OF SE 1/4 SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 04 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5709 LESTER RIVER RD, DULUTH, MN 55804-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on Record |
| Deed Sale | Dec 4, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2001 · Amount on Record |
| Deed Document Number | 20241500352 |
| Prior Transfer Date | Nov 27, 2024 |
| Prior Transfer Doc | 0001500352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5709 LESTER RIVER RD, DULUTH, MN 55804-9609 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001474316 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 1474316 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,276.00 (+14.47%) | ||
| 2025 | $2,862.00 (-0.97%) Homeowner's exemption | $291,200 (+8.17%) Land $112,200 Building $179,000 | $291,200 (+8.17%) Land $112,200 Building $179,000 |
| 2024 | $2,890.00 | $269,200 (+2.32%) Land $103,600 Building $165,600 | $269,200 (+2.32%) Land $103,600 Building $165,600 |
| 2022 | $263,100 Land $98,900 Building $164,200 | $263,100 Land $98,900 Building $164,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
5G (outdoors only) and 4G LTE
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