5672 Lester River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5672 Lester River Rd, Duluth, MN 55804

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1.75 ba · 1,680 sqft · built 2017
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,350 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`415-0010-02960`

Property Details

APN / Parcel Number

Primary APN	`415-0010-02960`
Alternative APN	`1042825`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,680 sqft Gross Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)
Garage Area	952 sqft
Deck Area	100 sqft
Cabin	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	1042825
Street Address	5672 LESTER RIVER RD
City	DULUTH
State	MN
Zip	55804-9607
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	MUNS
Legal Description	N 1/2 OF S 1/2 OF NW 1/4 OF NW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	10
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2017
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5672 LESTER RIVER RD, DULUTH, MN 55804-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit US BK
May 28, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 4, 2014
Transfer Doc	0000948531
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5672 LESTER RIVER RD, DULUTH, MN 55804-9607
Document Number	00A1371183
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5672 LESTER RIVER RD DULUTH MN 558049607, DULUTH, MN 55804-9607

Mortgage

Document Number	00A1371183
Date	Jan 10, 2020
Instrument	A1371183

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 9, 2035

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5672 LESTER RIVER RD, DULUTH, MN 55804-9607
Document Number	00A1360072
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5672 LESTER RIVER RD DULUTH MN 558049607, DULUTH, MN 55804-9607

Mortgage

Document Number	00A1360072
Date	Aug 6, 2019
Instrument	A1360072

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,350.00 (+6.28%) Homeowner's exemption
2025	$3,152.00 (-0.76%) Homeowner's exemption	$316,700 (+8.13%) Land $108,000 Building $208,700	$316,700 (+8.13%) Land $108,000 Building $208,700
2024	$3,176.00	$292,900 (+2.13%) Land $99,800 Building $193,100	$292,900 (+2.13%) Land $99,800 Building $193,100
2022		$286,800 Land $95,200 Building $191,600	$286,800 Land $95,200 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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