Monroe County property record for 5727 Winding Path Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 8 ba · 3,192 sqft · built 2007 |
| Lot Size | 2.76 acres (120,226 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-10-382-023-000 |
| Primary APN | 11-10-382-023-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8 Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,192 sqft Building Perimeter |
| 1st Floor Area | 3,192 sqft |
| Basement Area | 1,477 sqft |
| Unfinished Basement | 1,477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 120,226 sqft (2.76 acres) |
| Garage Type | Built-in |
| Garage Area | 1,008 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 450 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5727 WINDING PATH LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 DELMER MEADOWS 1ST ADDN |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | DELMER MEADOWS |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-10-382-023-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5727 WINDING PATH LN, WATERLOO, IL 62298-3556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5727 WINDING PATH LN, WATERLOO, IL 62298-3556 |
| Document Number | 0000409352 |
| Instrument Date | Jul 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | MID-COAST TITLE COMPANY INC, MID-COAST TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5727 WINDING PATH LN WATERLOO IL 622983556, WATERLOO, IL 62298-3556 |
| Document Number | 0000409352 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 409352 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,780 (+29.87%) Land $13,230 Building $145,550 | $476,340 (+29.87%) Land $39,690 Building $436,650 | |
| 2022 | Disabled Person's exemption Additional exemption filed | $122,260 Land $13,230 Building $109,030 | $366,780 Land $39,690 Building $327,090 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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