5720 Winding Path Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 5720 Winding Path Ln, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,218 sqft · built 2001
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,356 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-10-382-021-000`

Property Details

APN / Parcel Number

Primary APN	`11-10-382-021-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,218 sqft Living Area
1st Floor Area	2,218 sqft
Basement Area	2,218 sqft
Unfinished Basement	2,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	110,642 sqft (2.54 acres)
Garage Area	1,089 sqft
Driveway	Asphalt Driveway
Driveway Area	1,520 sqft

Exterior Amenities

Porch	Slab
Porch Area	446 sqft
Patio Area	110 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5720 WINDING PATH LN
City	WATERLOO
State	IL
Zip	62298-3549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 DELMER MEADOWS 1ST ADDN
Legal Range	09W
Legal Township	03S
Legal Section	10
Legal Subdivision	DELMER MEADOWS
Legal Lot Number	21
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2039
Census Tract	600501

Owner

Source: Monroe County records · APN 11-10-382-021-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5720 WINDING PATH LN, WATERLOO, IL 62298-3549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Nov 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Oct 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5720 WINDING PATH LN, WATERLOO, IL 62298-3549
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422830
Date	Feb 25, 2022
Instrument	422830

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5720 WINDING PATH LN, WATERLOO, IL 62298-3549
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420750
Date	Nov 03, 2021
Instrument	420750

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2036

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5720 WINDING PATH LN, WATERLOO, IL 62298-3549
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000398153
Date	Oct 05, 2018
Instrument	398153

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,810 (+23.98%) Land $12,170 Building $140,640	$458,430 (+23.98%) Land $36,510 Building $421,920
2024	$8,356.00
2022	Additional exemption filed	$123,250 Land $12,170 Building $111,080	$369,750 Land $36,510 Building $333,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding Path Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures