5631 Winding Path Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 5631 Winding Path Ln, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,178 sqft · built 2001
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$474,000 (Sep 2022)
Tax Bill	$8,419 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-10-381-040-000`

Property Details

APN / Parcel Number

Primary APN	`11-10-381-040-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,178 sqft Living Area
1st Floor Area	2,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	115,870 sqft (2.66 acres)
Garage Area	884 sqft
Driveway	Concrete Driveway
Driveway Area	260 sqft
Porch	Slab
Porch Area	503 sqft
Patio Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5631 WINDING PATH LN
City	WATERLOO
State	IL
Zip	62298-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 DELMER MEADOWS AMENDED PLAT OF PHASE 1
Legal Range	09W
Legal Township	03S
Legal Section	10
Legal Subdivision	DELMER MEADOWS
Legal Lot Number	40
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2039
Census Tract	600501

Owner

Source: Monroe County records · APN 11-10-381-040-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5631 WINDING PATH LN, WATERLOO, IL 62298-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION CO LLC
Jun 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	2022426023
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 12, 2022
Property Address	5631 WINDING PATH LN, WATERLOO, IL 62298-3551
Document Number	0000426023
Map Reference	DOC 235822
Instrument Date	Sep 09, 2022
Instrument	426023
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5631 WINDING PATH LN, WATERLOO, IL 62298-3551

Mortgage

Document Number	0000426024
Date	Sep 12, 2022
Instrument	426024

Lender

Name	DAS ACQUISITION CO LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	5.88%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5631 WINDING PATH LN, WATERLOO, IL 62298-3551
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BENCHMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408373
Date	Jun 02, 2020
Instrument	408373

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 13, 2019
Property Address	5631 WINDING PATH LN, WATERLOO, IL 62298-3551
Document Number	0000404690
Instrument Date	Nov 08, 2019
Instrument	404690
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5631 WINDING PATH LN, WATERLOO, IL 62298-3551

Mortgage

Document Number	0000404691
Date	Nov 13, 2019
Instrument	404691

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,090 (+31.88%) Land $12,750 Building $141,340	$462,270 (+31.88%) Land $38,250 Building $424,020
2024	$8,419.00
2022	Additional exemption filed	$116,840 Land $12,750 Building $104,090	$350,520 Land $38,250 Building $312,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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