5723 Waterside Dr, Berlin, MD 21811 Property Records

Worcester County property record for 5723 Waterside Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,714 sqft · built 1997
Lot Size	4.23 acres (184,259 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 1995)
Tax Bill	$11,566 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-324378`

Property Details

APN / Parcel Number

Primary APN	`10-324378`
Alternative APN	`324378`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	5,714 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	184,259 sqft (4.23 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,548 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,062 sqft
Porch	Slab
Porch Area	613 sqft
Deck Area	660 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	324378
Street Address	5723 WATERSIDE DR
City	BERLIN
State	MD
Zip	21811-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 4.239 ACS WATERSIDE DRIVE SOUTH POINT FARMS PLAT
Legal Subdivision	SOUTH POINT FARMS SUBDIVISION
Legal Lot Number	10
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5723 WATERSIDE DR, BERLIN, MD 21811-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 1995 · Amount on Record
Deed Sale	Jun 19, 1995 · Amount on Record
Deed Document Number	1995297097
Deed Book / Page	2176 / 26
Last Transfer Date	Feb 6, 2017
Transfer Doc	0070080346
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	5723 WATERSIDE DR, BERLIN, MD 21811-2704
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5723 WATERSIDE DR, BERLIN, MD 21811-2704

Mortgage

Document Number	0081320150
Date	Aug 4, 2021
Book Page	8132/150

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	5723 WATERSIDE DR, BERLIN, MD 21811-2704
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070510197
Date	Aug 3, 2017
Book Page	7051/197
Instrument	7051-197

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	5723 WATERSIDE DR, BERLIN, MD 21811-2704
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081050103
Date	Jun 29, 2021
Book Page	8105/103

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Oct 1, 2035

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	May 30, 2017
Property Address	5723 WATERSIDE DR, BERLIN, MD 21811-2704
Document Number	0070080346
Book / Page	7008 / 346
Map Reference	MB132 FO13
Instrument Date	Feb 6, 2017
Instrument	7008-346
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5723 WATERSIDE DR, BERLIN, MD 21811-2704

Mortgage

Document Number	7008351
Date	May 30, 2017
Instrument	7008-351

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,491,967 (+0.48%)	$1,506,300 (+1.45%) Land $736,100 Building $770,200
2025	$11,566.00 (+4.74%) Homeowner's exemption	$1,484,800 (+20.14%) Land $741,100 Building $743,700	$1,484,800 (-) Land $741,100 Building $743,700
2023	$11,043.00 Homeowner's exemption	$1,235,933	$1,484,800 Land $741,100 Building $743,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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