Worcester County property record for 5708 Waterside Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,060 sqft · built 2004 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Aug 2001) |
| Tax Bill | $5,890 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-324580 |
| Primary APN | 10-324580 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,060 sqft Total Area |
| Utility Area | 272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 113,256 sqft (2.6 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 768 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 398 sqft |
| Deck Area | 220 sqft |
| Balcony Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 324580 |
|---|---|
| Street Address | 5708 WATERSIDE DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 30 2.603 ACS WATERSIDE DRIVE SOUTH POINT FARMS PLAT |
| Legal Subdivision | SOUTH POINT FARMS |
| Legal Lot Number | 30 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 951700 |
Source: Worcester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5708 WATERSIDE DR, BERLIN, MD 21811-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2001 · Amount on Record |
| Deed Sale | Aug 7, 2001 · Amount on Record |
| Deed Document Number | 2001331253 |
| Deed Book / Page | 3100 / 485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5708 WATERSIDE DR, BERLIN, MD 21811-2704 |
| Document Number | 0073860146 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 5708 WATERSIDE DR BERLIN MD 218112704, BERLIN, MD 21811-2704 |
| Document Number | 0073860146 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 007386/000146 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $880,833 (+32.52%) | $907,100 (+4.54%) Land $388,000 Building $519,100 | |
| 2025 | $5,890.00 (+5.27%) Homeowner's exemption | ||
| 2023 | $5,595.00 Homeowner's exemption | $664,700 | $867,700 Land $366,000 Building $501,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 38 (1989–2012) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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