Worcester County property record for 5703 Waterside Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,875 sqft · built 2012 |
| Lot Size | 7.43 acres (323,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,500 (Mar 2010) |
| Tax Bill | $9,204 (2026) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-324475 |
| Primary APN | 10-324475 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,875 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 323,651 sqft (7.43 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 597 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 264 sqft |
| Porch | Slab |
| Porch Area | 272 sqft |
| Patio Area | 125 sqft |
| Bath House | 264 sqft |
| Stable | 8,286 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 324475 |
|---|---|
| Street Address | 5703 WATERSIDE DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 20A 7.43 ACS SE SIDE WATERSIDE DR DECL OF CONSD SRB 8835/2 |
| Legal Subdivision | CONSD |
| Legal Lot Number | 20A |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 951700 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 500, BERLIN, MD 21811-0500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2010 · Amount on Record |
| Deed Sale | Mar 9, 2010 · Amount on Record |
| Prior Sale | Mar 9, 2010 · Amount on Record |
| Deed Document Number | 2010374082 |
| Deed Book / Page | 5436 / 313 |
| Prior Transfer Date | Mar 1, 2010 |
| Prior Transfer Doc | 0054360310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5703 WATERSIDE DR, OCEAN CITY, MD 21842 |
| Document Number | 0069390144 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5703 WATERSIDE DR BERLIN MD 218112704, BERLIN, MD 21811-2704 |
| Document Number | 0069390144 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 006939/000144 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,204.00 (+0.33%) Homeowner's exemption | $1,162,433 (+0.5%) | $1,174,100 (+1.51%) Land $564,800 Building $609,300 |
| 2025 | $9,174.00 (+46.74%) Homeowner's exemption | $1,156,600 (+52.73%) Land $568,500 Building $588,100 | $1,156,600 (+14.15%) Land $568,500 Building $588,100 |
| 2023 | $6,252.00 Homeowner's exemption | $757,267 | $1,013,200 Land $425,100 Building $588,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 38 (1989–2012) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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